How to buy travel insurance direct
When choosing direct travel insurance there are a few things to look out for. Since you don’t have an experienced travel agent to explain policy details to you, make sure you read the Policy Disclosure Statement (PDS) carefully and understand what is covered and most importantly, what is not covered.
We cannot stress enough that when you search for travel insurance online, no matter if you are looking for the cheapest annual travel insurance (link to cover/annual-multi-trip), low cost holiday insurance, backpacking travel insurance or for example travel insurance to Canada, it is very important to read the policy wordings.
For example if you are taking a laptop or an expensive camera with you, check if you have to increase the item limit so your travellers insurance covers you in case they get stolen.
Another important feature when you buy travel insurance direct is travel service provider insolvency. Does the policy cover your trip cost in case the airline you booked your flight with goes under? What happens if your tour operator goes bankrupt just before you are about to leave on your trip of a lifetime? Look for this particular travel insurance cover in your policy or check with the travel insurer’s customer service.
When you buy travel insurance online, don’t forget to print out the certificate and take the emergency contact details with you. You might want to make several copies, to leave at home, put in your main luggage and in your hand luggage.
No matter where you purchase travel insurance, if you are unsure about certain details in the policy, contact the call centre. Make sure they answer your questions and provide all the information for travel insurance you need. Compare our plans here on our website or contact our friendly customer support via email or phone if you have any questions.