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Our innovative approach to travel insurance for Existing Medical Conditions means more customers are automatically approved without having to go through a manual assessment process.
For a full list of automatically accepted conditions and their requirements please refer to the Existing Medical Conditions section of the relevant Product Disclosure Statement (PDS). You can find PDS documents for each of our plans on the Compare Our Plans page.
Subject to policy requirements, some of the conditions that are automatically covered include:
If your Existing Medical Condition falls outside the criteria under Conditions We Automatically Cover For Free, we may still be able to cover you for an additional premium, subject to the outcome of a medical assessment. Contact your Cover-More agent for assistance to complete a medical assessment online or over the phone.
If you do not have a Cover-More agent, you can complete a medical assessment at the same time as you get an online quote, using the quote tool on this page. Simply fill in your details click on “Get Quote” and select “Yes” to the question “Do any travellers require cover for an existing medical condition or pregnancy?”
If you cannot apply online, or have any difficulties with the process, please contact our Customer Service team for assistance on 1300 72 88 22.
our products (pds)
Top level travel insurance cover for leisure travellers. This is our most popular travel insurance plan.
Comprehensive travel insurance cover but still great value for international and domestic travel.
Only available from our agents, this is our standard budget travel insurance plan.
A comprehensive travel insurance policy made for business travellers and their families.
Travel insurance for organisations of all sizes to cover their employees business travels.
Download the products Combined Financial Services Guide & Policy Disclosure Statement above.