Ski Insurance by Cover-More - Adventure travel insurance for your next trip away

Are you looking for ski insurance? Ready for action?

If you are off to the snow and looking for ski insurance with Travelsure ski travel insurance, snowmobiling, snowboard travel insurance is covered provided you pay an additional premium, you are on-piste, not racing and not participating in a professional capacity.

Regardless of your experience there is always a risk that your ski holiday could result in an accident so make sure you get covered with ski holiday insurance. Ski insurance could be the best investment you have made. So if you’re planning a winter sports holiday to Canada, Japan, Europe or the USA be sure to purchase snow insurance. It can be purchased on this website.

To buy travel insurance online simply fill out an online quote. Get your online ski travel insurance quote now.

Other sports and activities

If its not snow travel insurance but another sport you are participating in that you require cover for, check out the list of activities below for the activity you’re interested in to find out more information.

For extreme versions of the listed activities or if the activity you’re looking for is not on the list below, please contact our friendly Customer Service Department.

Coverage at an additional premium

See below for more information of the cover provided and please note exclusions apply in some cases. Please read the full policy wording in the Policy Brochure for full details of the cover provided.

Skiing

The human activity of gliding over snow using skis planks strapped to the feet with ski bindings.

Covered - with an additional Premium. You will NOT be covered if:
- You are skiing off-piste
- You are racing
- You are participating in a professional capacity

Snowboarding

Involves descending a snow covered slope with a snowboard attached to your feet.

Covered  with an additional Premium. You will NOT be covered if:
- You are snowboarding off-piste
- You are racing
- You are participating in a professional capacity

Snowmobiling

Involves the use of a land vehicle that is commonly propelled by a continuous track or tracks at the rear and steered by skis at the front. They are designed to be operated on snow and ice, and require no road or trail.

Covered- with an additional Premium however no cover under Personal Liability as it is a mechanically propelled vehicle.

Moped

A motorised two-wheeled vehicle subject to local speed regulations. Typically, mopeds are restricted to 30-35 mph (about 50-55 km/h).

Covered - at extra cost subject to the conditions below. If you wish to be covered to ride a Moped, as the driver or pillion passenger during your journey, you must pay an extra premium. You will only be covered if:
- The engine capacity is 200cc or less
- You are wearing a helmet
- You are not participating in a professional capacity
- You are not racing
- Whilst in control of a moped, you hold a licence valid in the relevant country
Please note: no cover will apply under the Personal Liability Section.

Motorcycling

Riding of a two wheeled motor vehicle powered by an engine.

Covered - at extra cost subject to the conditions below. If you wish to be covered to ride a Motorcycle, as the driver or pillion passenger during your journey, you must pay an extra premium. You will only be covered if:
- The engine capacity is 200cc or less
- You are wearing a helmet
- You are not participating in a professional capacity
- You are not racing
- Whilst in control of a motorcycle, you hold a licence valid in the relevant country
Please note: no cover will apply under the Personal Liability Section.

Activities covered at no extra cost

See below for more information of the cover provided, exclusions apply in some cases. You must read the full policy wording for full details of the cover provided.

Abseiling

A descent down a nearly vertical surface by using a doubled rope that is coiled around the body and attached to some higher point.
Covered!

Archery

The practice of using a bow that is drawn by hand and held, free of any mechanical device, to shoot arrows.
Covered!

Black Water Rafting / Cave Tubing

Involves the use of an inflated rubber inner tube, the kind you would normally find in a car or truck tyre, as a flotation device to take you down a river which may be in a cave or a canyon.
Covered - if just participating for one or two hours with an organised guided tour.

Bungee Jumping

An activity in which a person jumps off from a very high place (generally of several hundred feet/metres) with one end of an elastic cord tied to his/her ankle and the other end tied to the jumping-off point.
Covered!

Canyoning

Known in the U.S. as canyoneering. Involves travelling down creeks or streams within a canyon by a variety of means including walking, scrambling, climbing, abseiling, swimming and "li-loing" (using an inflatable air bed).
Covered!

Caving

The recreational sport of exploring caves.
Covered - if just participating for one or two hours with an organised guided tour.

Dancing

Covered!

Dog Sledding

A dog sled is a sled pulled by one or more sled dogs used to travel over ice and through snow.
Covered - if just participating for one or two hours with an organised guided tour.

Fencing

Sport of fighting with swords (especially the use of foils, epees or sabres to score points under a set of rules).
Covered - provided wearing standard protective clothing.

Fishing

Including Game Fishing and Sport Fishing
Covered - provided not fishing in international waters.

Football

Team sport played with a ball
Covered!

Flying Fox

Consists of a pulley and cable system mounted on an incline. The user traverses from the top to the bottom of the inclined rope or cable, by holding onto the freely moving pulley. Often found at outdoor adventure camps where they are usually one element on a larger challenge course, or ropes course.
Covered!

Glacier Walking

Hiking over a glacier (long-lasting flow of ice that is formed on land and moves in response to gravity).
Covered - if just participating for one or two hours with an organised guided tour.

Horse Riding

Saddled riding on a horse.
Covered - only whilst leisure riding such as on a trail or through a stable.
No cover for racing, hunting or polo playing.

Hot Air Balooning

A small number of people are carried aloft in a basket suspended from a large balloon made lighter than the surrounding air by being filled with heated air.
Covered!

Hydro Speed

The recreational activity of swimming down rapids whilst wearing high-buoyancy floats and flippers.
Covered!

Ice Fishing

The activity of catching fish with lines and fish hooks or spears through an opening in the ice on a frozen body of water.
Covered - if just participating for one or two hours with an organised guided tour.

Ice Hockey

Often referred to simply as hockey, is a team sport played on ice.
Covered!

Jet Boating

A powered boat which travels through narrow gorges and difficult waterways.
Covered - provided not racing/competing

Jet Skiing

A one-person, motorised water vehicle on which the driver stands upright on ski-like pad.
Covered - provided not racing/competing

Kayaking

The use of a kayak for moving across water. Kayaking is generally differentiated from canoeing by the sitting position of the paddler and the number of blades on the paddle.
Covered - provided not travelling in international waters (e.g. kayaking from one country to another country).

Kite Surfing

One person stands on a board with foot straps or bindings and uses the power of a large controllable kite to propel him and the board across the water.
Covered!

Mountain Biking

Cycling off-road in mountainous areas using a sturdy bicycle.
Covered - if wearing a helmet.
Not covered - for racing/competing

Paragliding

A recreational sport that is best described as a mix of hang gliding and parachuting. A Paraglider is freeflying, unlike the parachutes used in parasailing, which is generally a passive amusement ride rather than an active sport.
Covered!

Parachuting

Also known as Skydiving – involves individuals jumping out of aircraft, usually travelling at approximately 4000 metres altitude, and free-falling for a period of time before activating a parachute to slow the landing down to safe speeds.
Covered!

Parasailing

A recreational activity where a person is towed behind a boat while attached to a parachute.
Covered!

Sailing

Covered - provided not travelling in international waters in a private sailing vessel or a privately registered vessel

Sea Kayaking

Paddling on the open waters of the ocean with a kayak.
Covered - provided not travelling in international waters (e.g. kayaking from one country to another country)

Scuba Diving

Scuba diving is an underwater activity using a tank and air pressure regulator in order to allow the diver to breathe air during the immersion.
Covered - provided that you hold an Open Water Diving Certificate or are diving with a qualified diving instructor.

Sky Diving

See parachuting

Snorkelling

Surface swimming while using a snorkel (tube) to breathe through.
Covered!

Surfing

The sport of riding a surfboard toward the shore on the crest of a wave.
Covered-The surfboard itself is not covered unless lost, stolen or damaged whilst in the custody of a Transport provider

Tobogganing

Simple sled used on snow to carry one or more people down a hill or other slope for recreation.
Covered!

Trekking

A journey on foot, especially in the mountains.
Covered - provided not using ropes or other mountaineering equipment (which would become mountaineering/rock climbing).

Tuk-tuk

A three-wheeled motor vehicle used as a taxi in Asia.
Covered - provided it is being used as a mode of public transport and not driven by the insured.

Wake Boarding

A buoyant board (resembling a surfboard) that is used to ride over water while being pulled behind a motorboat.
Covered!

Water Skiing

Skiing on water. Skiers are pulled along by a rope handle attached to a powerboat.
Covered!

White Water Rafting

A recreational activity utilizing a raft to navigate a river or other body of water.
Covered!

Windsurfing

Covered!

Wrestling

The sport of hand-to-hand struggle between unarmed contestants who try to throw each other down.

Covered!