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Getting the right travel insurance cover is essential for both domestic and international travel. If you are staying in Australia, booking trip insurance is helpful for various reasons. Although not all policies are the same, domestic insurance for travel will come in handy if you are forced to cancel your flight or change the date of your trip as a result of unforeseen circumstances. See your policy terms outlined in the Policy Disclosure Statement for full details.
You will also find that domestic trip travel insurance may cover you in case your luggage is delayed or lost. In addition, some policies will help you with rental car excess. Always check the Policy Disclosure Statement (PDS) and make sure that rental car excess, luggage and cancellation cover is included.
When going overseas, taking out travel insurance to cover medical and dental costs makes a lot of sense. Who would want to be stranded in a foreign hospital or worse, left with enormous medical bills that could lead to remortgaging your home?
What else is important when looking at travel cover? Make sure you are covered in case your airline or tour operator goes under. Many cheap travel insurance policies won’t cover you in this case. Also ensure you can rely on professional 24/7 emergency assistance in case the unexpected happens.
It is very easy to get instant travel insurance online, but you should always make sure you compare travel insurance plans and deal with travel insurance specialists to get the right cover for you.