Home / PDS / Rental Car Insurance Excess

rental-car-monument-valley-utah-usa

Rental Car Insurance Excess

Cover for the cost of the rental car insurance excess you’re liable for if your rental car is damaged

Are you planning to hire a rental car while on your trip? Consider our travel insurance with rental car insurance excess cover before you travel. This can help protect you from expenses related to the damage or theft of your rental car. Cover-More’s travel insurance policies can put your mind at ease.

Our Premium Plan and Domestic Plan automatically include cover for rental car insurance excess. Please read our PDS for full details about this benefit and any limitations or exclusions that apply.

Protect yourself and your hire car while on holidays. Check out your options with Cover-More by getting a free quote online or call us on 1300 72 88 22.

Increase your rental car insurance excess cover

The Premium Plan automatically provides up to $6,000 cover and the Domestic Plan automatically provides up to $4,000 cover for Your liability in respect to a Rental Car insurance excess. The Inbound Plan does not automatically provide Rental Car Insurance Excess cover.

Do you want to add rental car excess insurance to your policy? No problem! Cover can be purchased on the Inbound Plan; or increased on the Premium Plan or Domestic Plan, by up to $3,500 by paying an additional premium. Get a quote online today to see how affordable adding cover for your rental car can be.

Please note: there is no Rental Car insurance excess cover on the International Medical Only Plan.

Our rental car insurance excess benefit

Are you wondering what we consider a rental car? Check out our definition below.

“Rental Car” means a rented sedan, campervan, hatchback or station-wagon (including 4WDs) rented from a licensed motor vehicle rental company

This cover applies if You:

  1. Hire a Rental Car;
  2. Are the nominated driver on the Rental Car agreement; and
  3. Have comprehensive motor vehicle insurance for the Rental Car for the hire period.

If the Rental Car is damaged or stolen whilst in Your control during the Journey cover is provide for the lower of the Rental Car insurance excess or the repair costs to the Rental Car that You become liable to pay. It is Your responsibility to provide the final loss/repair report to substantiate Your claim.

The maximum benefit limit for this section is: 

Premium Plan $6,000
Medical Only Plan No cover
Domestic Plan $4,000
Domestic Cancellation Plan No cover
Inbound Plan No cover*

*Unless cover is purchased as an extra cover option

We will not pay for:

  1. Any damage or theft, arising from the operation of a Rental Car in violation of the terms of the rental agreement.
  2. Any damage sustained to a Rental Car while it is being driven on an unsealed surface.
  3. Administration costs or loss of use penalties.

Please refer to our General Exclusions and Policy Conditions.

What are you waiting for? Start protecting your travel plans today. Get a free quote online or give us a call on 1300 72 88 22.

 

The information on this page relates to the Direct Cover-More travel insurance product effective 24 June 2019.