When you get a quote for Cover-More travel insurance, you’ll have several options along the way. It’s important that you understand each choice – as they impact what you spend on your policy and the benefits you choose. Combining all of these options allows you to tailor the cover to suit your needs.
Single trip or annual multi trip? Frequent travellers, may find that selecting a multi trip policy saves money by buying one time and covering your trips for the year. If you choose an Annual Multi Trip, then you can select the maximum duration of each trip from a number of options.
You can choose your level of excess to balance how much you pay for your travel insurance policy against how much you will be responsible for in case of a claim.
Cover-More international Travel Insurance policies allow you to select a level of cancellation cover for coverage of your pre-paid travel-related expenses. The amount you select is per policy (rather than per claim – unless you take an Annual Multi Trip Policy). Remember that the amount you choose does affect your premium.
Winter sports cover is a separate add-on from other covered activities such as glacier walking. Racing, skiing or snowboarding off-piste or participating as a professional are not covered.
The Product Disclosure Statement contains the specific cover limits for items such as cameras and computers. If you are planning to travel with an item that you would like to cover for a higher amount, you can select that option here. You may be requested to post receipts for high value items to us before departure.
To be covered whilst travelling – whether as a driver or passenger on a moped or motorcycle – you’ll need to choose this additional cover. The cover is only in force if:
Cover-More offers travel insurance cover for many travellers with existing medical conditions. Even if your Existing Medical Condition falls outside the criteria under Conditions We Automatically Cover, we may still be able to cover you for an additional premium, subject to the outcome of a short online medical assessment.
Using all of these option together as you get a quote for travel insurance allows you to tailor your cover to your trip and your budget.