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    Home / USEFUL INFORMATION / Product Disclosure Statements

    Cover-More Product Disclosure Statement (PDS)

    Read our PDS to discover if our travel insurance is right for you

    The information contained in the below Combined Financial Services Guide and Product Disclosure Statement (Combined FSG/PDS) will help you understand if we can provide the best travel insurance options for you and your travel needs.

    Please download the relevant Combined FSG/PDS in PDF format for the plan/s you're considering and then read them carefully. This will help you make an informed decision about whether to buy a policy from us.

    If you find a suitable plan, you can either get a quote and purchase a policy online or call 1300 72 88 22 during business hours to purchase a policy over the phone.

     

    GET QUOTE

     

    Already purchased a Cover-More travel insurance policy? It’s important to read the PDS carefully before you travel to understand what you’re covered for.

     

    Current policies:

    Comprehensive+ (issued on or after 26 July 2023)

    This is our most comprehensive travel insurance plan, available for both International and Domestic trips. It includes all our best travel insurance benefits and the highest coverage amounts, plus some COVID-19 benefits as well as options so you can vary your cover. Single Trip or Annual Multi-Trip policies are available on this plan.

    Comprehensive (issued on or after 26 July 2023)

    This is our best travel insurance plan for travellers looking for a mid-tier policy that contains all the essential benefits you need, plus much more. This quality plan contains some COVID-19 benefits and allows you to include options to vary your cover depending on your trip type. It is available for both International and Domestic trips and can be purchased as a Single Trip or Annual Multi-Trip policy.

    Basic (issued on or after 26 July 2023)

    This is our base-level travel insurance plan for budget-conscious travellers who want cover for the absolute essentials only. It is available for International or Domestic trips and contains some COVID-19 benefits. It is available on a Single Trip policy only.

    Inbound (issued on or after 26 July 2023)

    This is our comprehensive international plan designed for non-Australian residents who are travelling to and within Australia from an overseas destination. It includes some COVID-19 benefits and is available for a Single Trip policy only.

    Business* (issued on or after 26 July 2023)

    This is our travel insurance policy for business travellers and their families. It includes limited COVID-19 benefits. It is available on Annual Multi-Trip policies only. For more information or to purchase this policy, please speak to our travel agent partners or call our team on 1300 72 88 22.

    Corporate* (issued on or after 23 August 2023)

    This is our travel insurance plan designed for organisations of all sizes that need to cover their employees’ business travel. It includes limited COVID-19 benefits. For more information or to purchase this policy, please speak to our travel agent partners or call our team on 1300 72 88 22.

     

    For policies issued between 15 June 2022 and (up to and including) 22 August 2023: 

     

    For policies issued between 3 May 2023 and up to and including 25 July 2023:

     

    For policies issued between 15 June 2022 and (up to and including) 25 July 2023:

     

    For policies issued between 20 April 2022 and (up to and including) 2 May 2023:

     

    For policies issued between 20 April 2022 and (up to and including) 24 August 2022:

     

    For policies issued between 20 April 2022 and (up to and including) 14 June 2022:

     

    For policies issued between 2 February 2022 and (up to and including) 19 April 2022:

     

    For policies issued between 29 September 2021 and (up to and including) 1 February 2022:

     

    For policies issued between 31 March 2021 and (up to and including) 28 September 2021:

     

    Find out more about our policy benefits:

     

    To obtain a copy of the Combined FSG/PDS for policies issued prior to 31 March 2021, please contact our Customer Service Team on 1300 72 88 22.

     

    Ready to safeguard your journey?

    Choose your ideal level of protection today.

     

    GET QUOTE

     
     

    *Our Business and Corporate products are currently available only through our agents or by calling our customer service centre on 1300 72 88 22.