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    Important Information Regarding: Civil Unrest and Riots in Peru - December 2022

    Issued: 15 December 2022


    Reports have emerged this morning regarding protests in Peru which have escalated to civil unrest and rioting where at least 6 people have been reported to have been killed.

    The unrest is reported to be as a result of the removal of their former president, Pedro Castillo, as well as his actions to try to retain power.

    Smartraveller has Peru's travel advice as 'Exercise a high degree of caution' where they advise to 'reconsider your need to travel' to Cusco, Puno and Arequipa due to the ongoing civil unrest where a nationwide state of emergency has been imposed. Transport options are limited where airports have been temporarily closed.

    Smartraveller advises that the Peruvian tourist authority "i-Peru" has launched an online registration form for affected tourists where they recommend avoiding areas with protests and leave if its safe to. They advise to follow the advice of local authorities and to contact your airline or travel provider for updates.

    If you have been directly affected by this event and need medical assistance, please call our 24 hour emergency assistance team immediately on +61 2 8907 5619. We further urge you to pay close attention to the local media and emergency services.

    Policy coverage

    For policies / trips with a Relevant Time before 15 December 2022

    Subject to the benefits, terms, conditions, limits, sub-limits and exclusions contained in your Product Disclosure Statement (the "PDS") and our assessment of your claim, there may be provision to claim for the following expenses if you or your travel plans are directly affected:

    • Medical Expenses
      If you have been injured during this event where you require immediate medical attention
    • Additional Expenses
      If you are already on your trip:
      • Additional accommodation and transportation expenses; if your travel is delayed for the required timeframes; up to the nominated limits as outlined in the Product Disclosure Statement
      • There is no cover if your existing travel plans are not directly affected
      • There is no cover available for any portions of your Journey that have been utilised
    • Amendment or Cancellation Costs
      If you have this cover on your policy:
      • The non-refundable portion of pre-paid, unused travel arrangements
      • Amendments made prior to departing on the Journey if the cost to rearrange does not exceed the amount it would have cost to cancel the trip outright

    To submit your claim, please remember:

    • To keep all itemised receipts for additional purchases or costs incurred
    • Obtain a letter from the travel provider confirming the length and reason for delay
    • The easiest way to lodge a claim is online via:

    Costs that are not covered by your policy

    • Costs that are incurred where your travel is not directly affected
    • Where alternate travel is at a higher fare class than originally booked
    • Travel arrangements that have already been used
    • Costs excluded or above the limits outlined in your PDS

    Important points regarding cover

    • Your insurance policy does not cover you for events that had already occurred at the relevant time of your policy / trip
    • Your insurance policy does not cover you for events that you knew were going to impact your travel at the relevant time or your policy / trip

    Free Extension of Insurance

    If the relevant time of your current trip pre-dates this travel advice and your travel is disrupted due to this event, impacting your ability to return home on your policy end date, your policy will freely extend until you are physically able to return home as soon as it becomes possible.

    Important general advice

    This information must be read in conjunction with the Product Disclosure Statement (PDS) as certain terms, conditions, limits, sub-limits and exclusions apply. These are detailed in the PDS and in particular we draw your attention to 'The Benefits', 'Policy Conditions' and 'General Exclusions' sections of the PDS.

    Contact us

    If you are travelling and require travel or medical assistance, please contact our 24 hour emergency assistance team on +61 2 8907 5619.

    For any general enquiries regarding the event please contact our Customer Service team on 1300 72 88 22 between 8am and 7pm Monday to Friday, 9am to 4pm Saturday and 10am to 3pm Sunday.