What are the benefits of Cover-More travel insurance?
Our travel insurance plans can help protect you financially if something unexpected affects your travels. Think overseas medical emergencies, lost or stolen luggage, travel delays, and more.
Your loved ones can get a lump sum if an injury occurs while you’re travelling that leads to your death.
Accidental Death benefitYou can get help with unpredictable trip costs, like extra accommodation costs, if you get sick or injured.
Additional Expenses benefitYou can include this if you want cover against unexpected changes messing with your plans before or during your trip.
Cancellation costs benefitYou can have cover for essentials like toiletries and a change of clothes if your checked luggage is delayed more than 12 hours.
Delayed Luggage benefitYou can get some money if you have an accident on your trip that ends with you losing your site or the loss of a limb.
Disability benefitYou get cover for your rental vehicle’s insurance excess (up to the policy limit), on our two comprehensive travel insurance plans.
Driving Holidays benefitYou’ll get 24/7 access to our expert assistance team. We can help with medical and travel emergencies any time during your trip.
See how we can helpYou may be able to get cover for your pre-existing medical conditions and lean on us for support if you get sick while away.
Existing Medical ConditionsYou can get some money if you’re held hostage during a hijacking on public transport, such as a on a flight, in a vehicle, or on a ship while overseas.
Hijacking benefitYou can get cover for some items you need during hospital stay overseas of 48 hours or more, such as phone calls, in-room TV, food, drinks, and toiletries.
Hospital Incidentals benefitYou can get cover for emergency medical and dental expenses while travelling in Australia if you’re a non-Aussie resident visiting Australia and needing emergency treatment.
Inbound Medical Dental benefitYou can get money to cover your lost wages if you get injured or ill on your trip and are unable to go back to work for more than 15 days when you return from your trip.
Loss of Income benefitYou can get cover for lost or stolen money up to the policy limit if it is stolen while it’s on your person or locked in a safe during your trip.
Lost or Stolen Money benefitYou can get cover for the stuff you’ve packed and your passport and driver’s licence in case they’re lost, stolen or damaged on your trip.
Luggage benefitYou can get cover for extra costs for a hotel, meals, and a new ticket if you miss a connection because of delays or cancellations outside of your control.
Read the PDS for more infoYou can get a benefit for emergency overseas medical and dental costs on all our international plans, so you can focus on getting better rather than paying medical bills (subject to claim approval).
Overseas medical benefitYou can get cover for some of the costs you have to pay if you accidently hurt someone or damage property while you’re travelling.
Personal Liability benefitYou can get help with covering your travel costs if you need to unexpectedly – and urgently – come home early from your trip for certain reasons.
Resumption of Journey benefitYou can get cover for your travel gadgets – like your phone, camera, and laptops – in case they get lost, stolen or broken while you’re travelling.
Tech Items benefitYou can get cover for your hotel costs if your prepaid transport is unexpectedly delayed for six or more hours and you need a new place to stay for the night.
Travel Delay benefitWhat do I need in a travel insurance plan?
Only you can know the answer to that. But start by looking at your trip plans: What you’re doing, what you’re packing, and how worried you are about unexpected incidents. Then, see which one of our plans is your best match.
Award-winning cover for Australian travellers
It’s one thing for us to say we care. It’s another when WeMoney names us Travel Insurer of the Year for the third year in a row.

Cover-More won Travel Insurer of the Year at the 2026 WeMoney Awards

Cover-More won Best for Quality at the 2026 WeMoney Awards

Cover-More won International Travel Insurance of the Year at the 2026 WeMoney Awards
Real support when travel doesn’t go to plan
~300,000
How many assistance calls our global team receives from travellers who need our help.
~50,000
The number of medical, safety, and travel assistance cases our global team handles.
~1,400
How many medical evacuations and repatriations our global team helps arrange.
85,000+
The number of hospitals and doctors in our global medical network.
These figures show how our global assistance team (also known as World Travel Protection) supported travellers across Zurich Cover-More brands and third-party businesses in 2024. Our Command Centres in Brisbane (Australia) and London (UK) help deliver this support. Rounded figures shown. 2024 actuals: 294,491 assistance calls, 47,395 assistance cases, and 1,362 repatriations/evacuations.

