error_outline IMPORTANT error_outline
Travelling young family enjoying a campfire Travelling young family enjoying a campfire
airplanemode_active

      What are the benefits of Cover-More travel insurance?

      Our travel insurance plans can help protect you financially if something unexpected affects your travels. Think overseas medical emergencies, lost or stolen luggage, travel delays, and more.

      Accidental death icon
      Accidental Death

      Your loved ones can get a lump sum if an injury occurs while you’re travelling that leads to your death.

      Accidental Death benefit
      Additional expenses icon
      Additional Expenses

      You can get help with unpredictable trip costs, like extra accommodation costs, if you get sick or injured.

      Additional Expenses benefit
      Amendment and cancellation costs icon
      Amendment or Cancellation Costs

      You can include this if you want cover against unexpected changes messing with your plans before or during your trip.

      Cancellation costs benefit
      COVID-19 icon
      COVID-19

      You can get cover for unexpected costs if COVID-19 affects your trip.

      COVID-19 benefit
      Delayed luggage icon
      Delayed Luggage

      You can have cover for essentials like toiletries and a change of clothes if your checked luggage is delayed more than 12 hours.

      Delayed Luggage benefit
      Disability icon
      Disability

      You can get some money if you have an accident on your trip that ends with you losing your site or the loss of a limb.

      Disability benefit
      Driving holiday icon
      Driving Holidays

      You get cover for your rental vehicle’s insurance excess (up to the policy limit), on our two comprehensive travel insurance plans.

      Driving Holidays benefit
      Emergency assistance icon
      Emergency Assistance

      You’ll get 24/7 access to our expert assistance team. We can help with medical and travel emergencies any time during your trip.

      See how we can help
      Existing medical conditions icon
      Existing Medical Conditions

      You may be able to get cover for your pre-existing medical conditions and lean on us for support if you get sick while away.

      Existing Medical Conditions
      Hijacking icon
      Hijacking

      You can get some money if you’re held hostage during a hijacking on public transport, such as a on a flight, in a vehicle, or on a ship while overseas.

      Hijacking benefit
      Hospital incidentals
      Hospital Incidentals

      You can get cover for some items you need during hospital stay overseas of 48 hours or more, such as phone calls, in-room TV, food, drinks, and toiletries.

      Hospital Incidentals benefit
      Inbound medical and dental icon
      Inbound Medical and Dental

      You can get cover for emergency medical and dental expenses while travelling in Australia if you’re a non-Aussie resident visiting Australia and needing emergency treatment.

      Inbound Medical Dental benefit
      Loss of income
      Loss of Income

      You can get money to cover your lost wages if you get injured or ill on your trip and are unable to go back to work for more than 15 days when you return from your trip.

      Loss of Income benefit
      Lost or stolen money
      Lost or Stolen Money

      You can get cover for lost or stolen money up to the policy limit if it is stolen while it’s on your person or locked in a safe during your trip.

      Lost or Stolen Money benefit
      Luggage and travel documents icon
      Luggage and Travel Documents

      You can get cover for the stuff you’ve packed and your passport and driver’s licence in case they’re lost, stolen or damaged on your trip.

      Luggage benefit
      Missed connection icon
      Missed Connections

      You can get cover for extra costs for a hotel, meals, and a new ticket if you miss a connection because of delays or cancellations outside of your control.

      Read the PDS for more info
      Overseas medical and dental expenses icon
      Overseas Medical and Dental

      You can get a benefit for emergency overseas medical and dental costs on all our international plans, so you can focus on getting better rather than paying medical bills (subject to claim approval).

      Overseas medical benefit
      Personal liability icon
      Personal Liability

      You can get cover for some of the costs you have to pay if you accidently hurt someone or damage property while you’re travelling.

      Personal Liability benefit
      Resumption of journey icon
      Resumption of Journey

      You can get help with covering your travel costs if you need to unexpectedly – and urgently – come home early from your trip for certain reasons.

      Resumption of Journey benefit
      Tech items icon
      Tech Items

      You can get cover for your travel gadgets – like your phone, camera, and laptops – in case they get lost, stolen or broken while you’re travelling.

      Tech Items benefit
      Travel delays icon
      Travel Delay

      You can get cover for your hotel costs if your prepaid transport is unexpectedly delayed for six or more hours and you need a new place to stay for the night.

      Travel Delay benefit
      mobile image desktop image
      Pack safety support in your pocket

      Use our app for real-time alerts, destination safety information, policy details, and 24/7 emergency assistance while you travel.

      What do I need in a travel insurance plan?

      Only you can know the answer to that. But start by looking at your trip plans: What you’re doing, what you’re packing, and how worried you are about unexpected incidents. Then, see which one of our plans is your best match.

      Two girls with a map Two girls with a map
      Basic

      Budget-friendly cover when you just want to cover the essentials.

      Basic plan
      Young family relaxing by a pool Young family relaxing by a pool
      Comprehensive

      More cover and higher benefit limits so you can worry less.

      Comprehensive plan
      Multigenerational family walking on the beach Multigenerational family walking on the beach
      Comprehensive+

      Our ‘more is more’ plan, with our highest benefit limits.

      Comprehensive+ plan

      Ready to get make the most of the benefits of travel insurance?

      Get quote

      Award-winning cover for Australian travellers

      It’s one thing for us to say we care. It’s another when WeMoney names us Travel Insurer of the Year for the third year in a row.

      WeMoney Award - Travel Insurer of the Year

      Cover-More won Travel Insurer of the Year at the 2026 WeMoney Awards
       

      WeMoney Award - Best for Quality

      Cover-More won Best for Quality at the 2026 WeMoney Awards
       

      WeMoney Award - Winner of International Travel Insurance of the Year

      Cover-More won International Travel Insurance of the Year at the 2026 WeMoney Awards

      Real support when travel doesn’t go to plan

      ~300,000

      How many assistance calls our global team receives from travellers who need our help.

      ~50,000

      The number of medical, safety, and travel assistance cases our global team handles.

      ~1,400

      How many medical evacuations and repatriations our global team helps arrange.

      85,000+

      The number of hospitals and doctors in our global medical network.

      earth

      These figures show how our global assistance team (also known as World Travel Protection) supported travellers across Zurich Cover-More brands and third-party businesses in 2024. Our Command Centres in Brisbane (Australia) and London (UK) help deliver this support. Rounded figures shown. 2024 actuals: 294,491 assistance calls, 47,395 assistance cases, and 1,362 repatriations/evacuations.

      Woman using a mobile phone

      Did something unexpected happen on holiday?

      You can submit your Cover-More travel insurance claim online at any time, from anywhere.

      Submit your claim

      Get a Cover-More travel insurance quote

      Start now