Benefits of Travel Insurance

While you never hope to need it, travel insurance can help offer assistance if things go wrong while you travel overseas or within Australia. Your policy could end up saving you tens of thousands of dollars if the worst were to happen, which helps make your travel insurance worth it.

Cover-More customers Katie-Anne and Jacob racked up medical bills of $900,000 when they had a car accident in California. Luckily, their policy covered these expenses so they could focus on what mattered – recovering.

Could you afford to keep travelling without travel insurance if this happened to you?

Unforeseen illnesses, natural disasters and accidents can derail a well-planned holiday at any moment. It’s important to have a travel insurance policy that can protect you from the financial burden if something unfortunate happens.

According to smartraveller.gov.au, the short answer is yes. Things might not go to plan while you’re travelling, unforeseen expenses can quickly add up while you’re overseas, and nothing will dampen a holiday faster than out-of-pocket bills.

One of the most important benefits of comprehensive travel insurance is that it can help protect your financial future against unexpected expenses that arise. Remember the Australian Government will not assist in paying for your medical bills overseas. If you don't have travel insurance, you and your family may have to carry the cost.

When you purchase a policy with us at Cover-More, you have access to our 24/7 Emergency Assistance team in case something goes wrong on your holiday.

We can also safeguard you against a range of problems including lost or stolen luggage, travel delays, trip cancellation and more so you can focusing on travelling more and worrying less.

Absolutely! We know each traveller and each trip is different, so we offer several additional options for you to upgrade your cover. From Snow Sports Cover and Adventure Activities Cover to Motorcycle/Moped Riding Cover, you can include one or more optional upgrades to suit your travel plans. You can also choose to add trip cancellation cover or to increase your luggage item limits with a Cover-More travel insurance policy.

Before you compare plans and get a quote, we recommend you:

• Finalise your travel dates and destinations.    
  You’ll need to know your trip details, such as where you’re going and how long you’ll be away for, so you can arrange a travel insurance policy that protects your whole trip.
• Read the relevant Product Disclosure Statement (PDS).    
  Get to know the travel insurance plan you’re considering buying so you can make an informed decision. Familiarise yourself with any terms, conditions and exclusions that are listed in the PDS to avoid disappointment.
• Ask questions.    
  Chat to our friendly customer service team if you have any questions about what our policy does – and does not – cover. You can reach us via the Live Chat pop-up on our website during Australian business hours.
• Get a quote for travel insurance and compare plans.    
  Generate a travel insurance quote online and see what options are available to you based on your travel plans.

Once you’ve arranged travel insurance to protect your trip, you can start counting down the days until your departure!

Have a look around our website if you’d like more details about our travel insurance coverage. It’s also important to read the relevant Product Disclosure Statement so you’re aware what is – and is not – covered by the policy.

If you have any questions and would like to speak to someone, give our customer service team a call on 1300 72 88 22.