When it comes to protecting your trip, travel insurance needs to cover you in more ways than one. Why? On the same trip you could lose your bag, sprain your ankle, or miss a flight – and that’s just in the first 24 hours.
That’s why our Cover-More travel insurance plans are packed with useful benefits to help you travel with peace of mind – and help support you when the unexpected occurs.
From cover for unforeseen overseas medical emergencies and repatriation costs to certain COVID-19 scenarios and lost luggage, our plans can protect you from a variety of out-of-pocket expenses.
But the benefits of travel insurance don’t end there.
Below, you’ll find our most popular travel insurance benefits and more, so you can learn how to get the most out of your Cover-More travel insurance policy.
Looking for something in particular? Skip ahead to find:
Cover for unexpected medical and emergency dental expenses overseas if you get sick or injured.
Protect your trip against several COVID-19 scenarios during the current coronavirus pandemic. (Does not include border closures.)
Benefit to protect you from unforeseen additional expenses incurred during your travels.
Choose your level of protection in case of trip cancellation due to a coverable reason.
Cover if your travel documents or luggage is lost, stolen, or damaged on holiday.
Get an allowance if all your luggage is delayed overseas for more than 12 hours on your journey.
Cover for money up to the benefit limit if it accidentally gets lost or stolen while on you or stolen from a locked safe or safety deposit box.
Cover for when you are liable to pay the insurance excess if your rental vehicle is damaged or stolen.
Benefit for additional accommodation expenses if your pre-booked transport is delayed for at least 6 hours.
Benefit to help you continue with your trip after having to unexpectedly return home because of the health of a non-travelling relative or business partner.
Cover for additional expenses if you're delayed during transit and need to arrive on time for a special event.
Cover for incidental costs incurred during your hospital stay overseas if your stay is over 48 hours.
Cover if your overseas public transport is hijacked and you’re forcibly detained by the hijackers.
Cover for income loss if you suffer an injury or illness while travelling and can't return to work.
Cover for total loss of sight or use of a limb that occurs due to an accident on your trip.
Benefit to your estate if you suffer an injury on your trip resulting in your death.
Protection if you're unintentionally legally liable to pay compensation for property damage, injury, or death to someone else.
Cover for unforeseen medical and dental expenses for non-residents visiting Australia on our Inbound Plan.
The above section is a summary of the benefits available on some Cover-More plans. You should always read the Combined FSG/PDS as limits, sub-limits, conditions, and exclusions apply.
While you never hope to need it, travel insurance can offer peace of mind when travelling overseas and within Australia. Your policy could end up saving you tens of thousands of dollars if the worst were to happen, which helps make your travel insurance worth it.
Cover-More customers Katie-Anne and Jacob racked up medical bills of $900,000when they had a car accident in California. Luckily, their policy covered these expenses so they could focus on what mattered – recovering.
Could you afford to keep travelling without travel insurance if this happened to you?
Unforeseen illnesses, natural disasters and accidents can derail a well-planned holiday at any moment. It’s important to have a travel insurance policy that can protect you from the financial burden if something unfortunate happens.
According to DFAT, the short answer is yes. Things might not go to plan while you’re travelling, unforeseen expenses can quickly add up while you’re overseas, and nothing will dampen a holiday faster than out-of-pocket bills.
One of the most important benefits of comprehensive travel insurance is that it can help protect your financial future against unexpected expenses that arise. Remember the Australian Government will not assist in paying for your medical bills overseas. If you don't have travel insurance, you and your family may have to carry the cost.
When you purchase a policy with us at Cover-More, you have access to our 24/7 Emergency Assistance team in case something goes wrong on your holiday.
We can also safeguard you against a range of problems including lost or stolen luggage, travel delays, trip cancellation and more so you can focusing on travelling more and worrying less.
Absolutely! We know each traveller and each trip is different, so we offer several additional options for you to upgrade your cover. From Snow Sports Cover and Adventure Activities Cover to Motorcycle/Moped Riding Cover, you can include one or more optional upgrades to suit your travel plans. You can also choose to add trip cancellation cover or to increase your luggage item limits with a Cover-More travel insurance policy.
Before you compare plans and get a quote, we recommend you:
Have a look around our website if you’d like more details about our travel insurance coverage. It’s also important to read the relevant Product Disclosure Statement so you’re aware what is – and is not – covered by the policy.
If you have any questions and would like to speak to someone, give our customer service team a call on 1300 72 88 22.
Find out how we can help protect your travels.
