If your idea of a good time is hopping on a motorbike or moped to explore a new country, you may be interested in our motorcycle and moped cover. This additional protection can be added to your Cover-More Travel Insurance policy for an additional premium. Motorcycle/moped cover can protect you if you plan on driving or being a passenger on one.
Make sure you read the Product Disclosure Statement before purchasing, so you are aware of the conditions of coverage.
Every year many Australians choose motorbikes or mopeds to explore popular destinations like Thailand and Bali. This can be a risky activity. When you are abroad, road rules are different, traffic can be chaotic, and the bike you’re riding may be different to the one you’re used to at home. All of these elements can contribute to an accident.
Even if you are a seasoned rider, coming off a bike can result in costly medical bills and bad memories. That said, riding a motorbike or a moped can be a great way to experience a country. It can often be the quickest and the most efficient way to get around.
Like wearing a helmet, or sticking to the speed limit, taking the necessary precautions is the best way to minimise your risk. We can't protect you from an accident but we can be there if one happens. As a Cover-More customer, you will have access to 24/7 emergency assistance.
Get a quote online to see how affordable adding motorcycle/moped cover can be.
Motorcycle and moped cover is excluded but you have the option to vary the cover by paying an additional premium and meeting the terms below.
We want you to have a wonderful holiday! If you choose to ride a motorcycle or moped, we want you to be safe too. This is why we have clearly listed the terms of this cover. Even if you pay the extra premium, you will only be protected if:
When you have paid the additional premium for our Motorcycle/Moped Riding Cover, we will also include cover for the insurance excess should you become liable to pay for the damage to or theft of the motorcycle or moped rented from a licensed motor vehicle company. This is because our rental car cover and conditions include motorcycles and mopeds. For more details, see the Rental Car Excess Insurance section of the PDS.
Please keep in mind that no cover will apply under the Personal Liability section of the PDS. This means you are responsible to pay costs associated with damage to the motorcycle, moped or property or injury to another person.
Get a free quote for motorcycle and moped cover for your next trip!
It is great you’re considering adding our optional Motorcycle/Moped Cover to your policy! You can easily select this cover online or by calling our team on 1300 72 88 22. When purchasing travel insurance via our website, fill in your travel details in the quote box and click ‘Get Quote’.
On the next page, you will be able to select the optional Motorcycle/Moped Cover. Do this by clicking on the button so ‘Yes’ appears. You can also choose other options to vary your cover, adjust your cancellation cover and select your excess amount as well. Your premium price may adjust to reflect the additional cover you choose.
Continue down the page and fill in the remainder of your details. Complete a short medical assessment online if you want to determine whether cover is available for your Existing Medical Conditions. Finalise your travel insurance and get ready to hop on your bike to explore!
See how affordable our optional Motorcycle/Moped Cover can be by getting a quote online.
If you’re riding through countries such as Cambodia or Vietnam, you will soon realise how chaotic the roads can be. Add in wandering animals, the lack of road rules, and lower standards of vehicle maintenance – you’ve got yourself a challenge.
As a Cover-More customer, you have access to our 24/7 Emergency Assistance team. We can be there for you if something goes wrong. If you are involved in a motorcycle/moped accident, our team can provide you with the support you need. We can help you find nearby medical facilities to seek treatment, among a range of other services.
If you are travelling overseas, call us immediately on +61 2 8907 5619 if:
It’s not uncommon for Aussie travellers to run into trouble when behind the handlebars of a motorcycle or moped – particularly in popular spots like Southeast Asia. Because of this, you may want to get protection in case you have an accident. Unfortunately, even a broken arm or a bad graze could cost you money that you’d rather spend on souvenirs, because unexpected medical expenses can quickly add up overseas.
Get a quote online for our Cover-More Motorcycle/Moped Cover.
Enjoying cocktails on the beach or at a trendy bar can be an enjoyable part of being on holidays. Going overseas can be a time to let your hair down, relax and enjoy yourself. But be sure not to drink-drive or ride while under the influence.
You wouldn’t drink and drive at home, so don’t drink and drive while overseas.
Cover will not apply if you are injured or in a motorcycle/moped accident arising from being under the influence of alcohol or drugs.
Consider organising a ride back to your accommodation ahead of time, or use a reputable transport provider to get you safely back to your hotel.
Every trip is different and we know that – this is why you can choose your level of travel insurance to fit your needs.
You can adjust the excess amount to suit your budget and increase luggage limits if you are travelling with valuable items.
At Cover-More, we also give you the option to select the cancellation cover you want, if you want to protect the cost of your trip and any prepaid deposits.
Motorcycle/Moped Cover isn’t the only optional protection we have available! Did you know you can also add winter sports and cruise cover to your policy as well? Yes, with Cover-More, you can include various options to vary your cover so you can travel with peace of mind.
Get a free quote online to see how affordable it can be.
If you’re an avid motorcyclist and want to see the world by hitting the road, check out these amazing rides as inspiration for your next trip. From glorious views to incredible roads, you’ll be making memories to last a lifetime.
There is a good chance you have seen this road in a movie or two –and not just because it's close to Hollywood. Winding up the coast of sunny California, this road trip is iconic. You’ll find dominating cliffs, palm trees galore, and waves that will have you wishing your bike could carry a surfboard. Make sure you catch a classic Californian sunset and you've got yourself the experience of a lifetime.
The short but sweet Hāna Highway makes up a 103 km stretch of road, connecting Kahului and Hāna in East Maui. It is another twisting ride, where the highway hugs the coast and the drive can be broken up to stop at one of the many waterfalls along the way. This scenic road offers unparalleled natural beauty. While you may enjoy the challenging turns that make for an exhilarating run, the scenery will be something you won’t forget.
Arguably Australia's most famous road, the Great Ocean Road is 243 km of coastal highway. You could do it in one day, or stretch it out to be a five or six-day adventure. As a popular road trip destination, you’ll find eateries all along the coast and plenty of pretty places to stop and stretch your legs. The Twelve Apostles are the main event, but the surrounding coastline is spectacular too.
A ride that will take you through a Mars-like desert into the bustling maze of Marrakesh souks. This is one for the adventurous-spirits among us. Starting in the Spanish city of Ceuta and ending in colourful Marrakesh, you will pass through the snow-capped Atlas Mountains, Fez and Rabat. It is one of the best ways to experience the shifting sands and bustling life of Morocco. For an extended adventure, ride back up to Spain to get some relaxing beach time.
If you like motorbikes, twisting roads, and stunning views - the Pyrenees Loop has plenty of them. It is highly regarded as one of the best places to ride. Not for a beginner rider, these mountains require skill and experience. Be prepared to stop a lot - not for traffic, there is barely any - but to whip out your camera. It’s a truly stunning ride not to be looked over.
Get in touch with us if you would like to discuss our optional Motorcycle/Moped Cover. Give our team a call on 1300 72 88 22 or get a quote online.