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This page contains information on changes to the Combined FSG/PDS which are not materially adverse to you. You can obtain a paper copy of any updated information without charge by calling 1300 72 88 22.

Financial Ombudsman Service change

From 1 November 2018, the FOS will be replaced by the Australian Financial Complaints Authority (AFCA) which will be the new external dispute resolution scheme for the financial services industry. Any references to FOS in the Combined Product Disclosure Statement and Financial Services Guide will be replaced by the following details:

Australian Financial Complaints Authority

Call: 1800 931 678

Address: GPO Box 3, Melbourne VIC 3001

Email: [email protected]