With any travel comes risk. But when you're propelling down a mountain on a piece or two of wood, the chance of an accident is more likely. That’s why Cover-More travel insurance allows you to add our additional ski cover to your policy. While common-sense and knowing your limits goes a long way, you can never guarantee an injury-free trip. And unlike a broken phone or stolen wallet, it's a costly exercise to airlift yourself to hospital and repair a broken limb.
Whether you’re skiing in Japan, snowboarding in Queenstown, or want to give snowmobiling a try – check out our Ski and Winter sports add-on. As a bonus, our add-on lets you have a go at tobogganing and ice fishing at no extra cost!
Our goal is to ensure your safety. As a result, we need to discourage you from any dangerous or risky behaviour while on the slopes. That's why our Winter Sports add-on only covers you if:
Even a minor accident can ruin a holiday and leave you with high medical costs and bad memories instead of good ones. In some places like Japan, proof of insurance may be required before treatment is given. Not to mention how costly medical assistance can be in the USA!
Cover-More policyholder Clara discovered this when her son was snowboarding on Mammoth Mountain in eastern California. He fell and broke his wrist, resulting in costly US medical expenses. The total claim was more than $2,594 – which Cover-More paid, so the family wasn’t out of pocket for his injury.
“Cover-More was efficient and prompt in paying the bills (which are notoriously high in the USA!). I will choose Cover-More again for travel insurance!” - Clara, Cover-More customer
Our cover for winter sports is important whether you’re skiing in Canada, taking advantage of a ski package at a resort in Japan or just headed to Queenstown for a long weekend break. Get a quote online to find out how little it costs to protect your snow trip.
Let us ease the pain in your neck, rather than cause it. When you purchase our winter and ski cover add-on, we will pay for winter sport-related injuries covered by our policies that you might sustain - no matter the cost.*
A Cover-More customer suffered a fracture whilst snowboarding in Japan. They required surgery and once fit to fly we organised a business class upgrade and non-medical escort to return to Australia. Their claim estimate was $25,000. Make sure your winter sports holiday is protected.
In some cases, we have had to cover emergency evacuation, ambulance and hospital expenses. At times, we also able to include additional costs your travel companion may incur.
Under our Luggage and Travel documents benefit, we provide up to $750 per item, set or a pair of items, not exceeding the original purchase price, including attached and unattached accessories for any personal snow and ski equipment you take on your trip. That way we're there for you if anything happens to your possessions during transit.
We do not cover loss, damage or theft of equipment while in use. To avoid such events occurring, we have provided you with some tips to stay safe on the slopes:
Our benefit does not apply to hired items. Always ensure your rights and responsibilities when engaging in a contract with a ski rental company.
To make sure you're only paying for the cover you need, we allow you to choose cancellation cover where the amount of coverage is entirely up to you!
Although, given the high potential for injury and unpredictable weather, we recommend you choose a coverage plan that covers the value of your trip. That way, you may have cover for unused, prepaid travel expenses, such as:
We provide great value for money. In addition to our ski and winter sports add-on, we also provide additional benefits to ensure peace of mind on your travels.
Cover-More’s ski and snowboard travel insurance (winter sports) can cover claims involving you skiing, snowboarding, or snowmobiling providing you meet the requirements outlined in the PDS. Coverage is provided when you are on-piste, not racing, and not participating in a professional capacity.
Our Overseas Medical and Dental Expenses benefit applies for the duration of your trip, up to the limit described in your policy. However, if you are injured on the slopes, we will only be able to consider your claim if you have purchased our Winter Sports add-on.
Our Luggage and Travel Documents benefit only provides cover for insured personal items that are lost, damaged or stolen on your trip. We do not provide this cover for hired ski items. When you hire ski equipment, you engage in a contract with your chosen ski rental company. Always ensure you’re aware of your rights and responsibilities prior to hiring ski gear on your winter holiday.
Have more questions? Visit our dedicated FAQs for winter sports travel insurance!
If that’s answered all your questions then it’s time to not only embrace your adventurous side, but protect your winter sports holiday, too. Get a quote and purchase a travel insurance policy today!
* Medical and dental cover will not exceed 12 months from the onset of the injury or illness. Reduced limits may apply for customers 70 years of age or over at the Relevant Time. Limits will be shown on the Certificate of Insurance.
^ As long as you are on-piste, not racing and not participating in a professional capacity.
Cover-More Travel Insurance was reviewed on 15 August 2019 on Feefo and rated 4.2 stars