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Premium Travel Insurance


Discover the premium benefits of protecting your trip Cover-More

Are you looking for comprehensive international travel insurance?

Our Cover-More Premium Plan offers comprehensive international travel insurance benefits, including cover for:

  • $Unlimited overseas medical and dental expenses
  • Travel and luggage delays
  • Loss of luggage or travel documents
  • Hospital incidentals
  • Rental car insurance excess
  • Disability and loss of income.

Every one of our Cover-More travel insurance policies include access to our 24-hour Global Emergency Assistance Centre. Kids may be included for free on their parent’s policy for family travels**

Single Trip or Annual Multi-Trip comprehensive travel insurance

You can choose between coverage for a Single Trip or if you’re a frequent traveller then the Annual Multi-Trip policy may work best for you. With an Annual Multi-Trip Plan, cover is provided for an unlimited number of journeys up to a maximum duration which you choose – as long as they are more than 250 kilometres from your home or you’re paying for at least one night of accommodation with an accommodation provider (i.e. Airbnb) or supplier (i.e. hotel) if you’re less than 250 kilometres from home. Get a quote today to find the travel insurance plan that suits your holiday needs.

Additional cover options

Cover-More offers additional options so you can get the cover that works best for your trip and budget. In the quote process stage, select from additional cover options including:

  • Winter Sports Cover
  • Cruise Cover
  • Motorcycle/Moped Cover

Cancellation Cover

Our Premium Plan does not automatically include cover for cancellation, however, you are able to add the amount of cancellation that suits your travel needs. The level of Cancellation Cover you choose for all policyholders will influence your premium. Call our customer service team on 1300 72 88 22 to discuss cover for your next trip.

Summary of Premium Travel Insurance benefits on international policies

Benefit Description Benefit Level
(Per Covered Adult)
Overseas Medical and Dental $Unlimited~#
Additional expenses* $Unlimited~#
Amendments or cancellation costs* Cover chosen^#
Luggage and travel documents* $15,000
Delayed luggage allowance* $750
Money $250
Rental car insurance excess $6,000∞
Travel delay* $2,000
Resumption of journey $3,000
Special events $5,000
Hospital incidentals* $6,000
Hijacking* $5,000
Loss of income $10,400†# (up to $1,733.33 per month)
Disability $25,000†#
Accidental death $25,000†#
Personal liability $2,500,000

For full details of the terms, conditions, exclusions, limits and sub-limits that apply, please read the Product Disclosure Statement before purchasing this insurance product. Get a quote online for a Premium Travel Insurance Plan for your trip.

Other Cover-More Plans

Don’t need a fully comprehensive plan? Learn about our medical-only travel insurance option.

Not travelling internationally? Learn about our Domestic Plans, including Single Trip and Annual Multi-Trip policies.

If you need help finding a policy that works best for you, call our customer service team on 1300 72 88 22.

**For your children or grandchildren under 21 years old and not in fulltime employment, listed on the policy and travelling with you on the journey.
~Medical and dental cover will not exceed 12 months from onset of the illness, condition or injury.
∞Additional cover available.
^Cover chosen applies per policy.
*Sub-limits apply. Please refer to the policy wording.
†Maximum liability collectively for Loss of income, Disability and Accidental Death is $20,000 on the International Plan.
#Reduced limits may apply for customers 70 years of age or over at the Relevant Time. Limits will be shown on the Certificate of Insurance