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Cover-More Travel Insurance Product Disclosure Statement (PDS)

Read our PDS to discover if our travel insurance is right for you

The information contained in the Combined Financial Services Guide and Product Disclosure Statement (Combined FSG/PDS) will help you understand if we can provide the best travel insurance options for you and your travel needs.

Below, you can download the relevant Combined FSG/PDS in PDF format, and then read the information on the plan you’re considering. This will help you make an informed decision about whether to buy a policy from us.

Once you select a suitable plan, you can either get a quote and purchase a policy online or call 1300 72 88 22 during business hours to purchase a policy over the phone.

 
 

Already purchased a Cover-More travel insurance policy? It’s important to read the PDS carefully before you travel to understand what you’re covered for.

For policies issued on or after 29 September 2021:

This PDS contains the policy wording for the following plans:

Comprehensive+

This is our most comprehensive travel insurance plan, available for both International and Domestic trips. It includes all our best travel insurance benefits and the highest coverage amounts to help you travel with extra peace of mind. It includes some COVID-19 benefits, allows you to include various options to upgrade your cover, and is available for a Single or Annual Multi-Trip policy.

Comprehensive

This is our best travel insurance plan for travellers looking for a mid-tier policy that contains all the essential benefits you need, plus much more. This quality plan too contains some COVID-19 benefits and allows you to include various options to upgrade your cover depending on your trip type. It is available for both International and Domestic trips and can be purchased as a Single or Annual Multi-Trip policy.

Basic

This is our base-level travel insurance plan for budget-conscious travellers who want cover for the absolute essentials only. It is available for International or Domestic trips and also contains some COVID-19 benefits. It is available on a Single Trip policy only.

Inbound

This is our comprehensive international plan designed for non-Australian residents who are travelling to and within Australia from an overseas destination. It includes some COVID-19 benefits and is available for a Single Trip policy only.

Winter Sports Travel Insurance*

This is our specialised ski and snowboarding travel insurance plan, which provides cover for a range of winter sports activities on top of a number of standard travel insurance benefits. It includes some COVID-19 benefits. It is available for a Single Trip or Annual Multi-Trip and for International and Domestic trips, and Single Trip Inbound International policies. To purchase, please call 1300 72 88 22.

Business*

This is our travel insurance policy for business travellers and their families. It includes some COVID-19 benefits. It is available on Annual Multi-Trip policies only. For more information or to purchase this policy, please speak to our travel agent partners or call our team on 1300 72 88 22.

Corporate*

This is our travel insurance plan designed for organisations of all sizes that need to cover their employees’ business travel. It includes some COVID-19 benefits. For more information or to purchase this policy, please speak to our travel agent partners or call our team on 1300 72 88 22.

For policies issued between 31 March 2021 and up to and including 28 September 2021:

For policies issued between 9 December 2020 up to and including 30 March 2021:

For policies issued between 10 September 2020 up to and including 8 December 2020:

For policies issued between 24 June 2019 up to and including 9 September 2020:

Find out more about our policy benefits:

To obtain a copy of the Combined FSG/PDS for policies issued prior to 24 June 2019, please contact our Customer Service Team on 1300 72 88 22.

 

Ready to safeguard your journey?

Choose your ideal level of protection today.

 
 
 

*Our Winter Sports Travel Insurance, Business, and Corporate products are currently available only through our agents or by calling our customer service centre on 1300 72 88 22.