Home / Product Disclosure Statements

Cover-More Product Disclosure Statement (PDS)

Read our PDS to discover if our travel insurance is right for you

The information contained in the below Combined Financial Services Guide and Product Disclosure Statement (Combined FSG/PDS) will help you understand if we can provide the best travel insurance options for you and your travel needs.

Please download the relevant Combined FSG/PDS in PDF format for the plan/s you're considering and then read them carefully. This will help you make an informed decision about whether to buy a policy from us.

If you find a suitable plan, you can either get a quote and purchase a policy online or call 1300 72 88 22 during business hours to purchase a policy over the phone.

 

GET QUOTE

 

Already purchased a Cover-More travel insurance policy? It’s important to read the PDS carefully before you travel to understand what you’re covered for.

 

For policies issued on or after 20 April 2022:

The above PDS contains the policy wording for the following four plans:

Comprehensive+

This is our most comprehensive travel insurance plan, available for both International and Domestic trips. It includes all our best travel insurance benefits and the highest coverage amounts to help you travel with extra peace of mind. It includes limited COVID-19 benefits, plus various options so you can vary your cover. Single Trip or Annual Multi-Trip policies are available on this plan.

Comprehensive

This is our best travel insurance plan for travellers looking for a mid-tier policy that contains all the essential benefits you need, plus much more. This quality plan contains limited COVID-19 benefits and allows you to include various options to vary your cover depending on your trip type. It is available for both International and Domestic trips and can be purchased as a Single Trip or Annual Multi-Trip policy.

Basic

This is our base-level travel insurance plan for budget-conscious travellers who want cover for the absolute essentials only. It is available for International or Domestic trips and contains limited COVID-19 benefits. It is available on a Single Trip policy only.

Inbound

This is our comprehensive international plan designed for non-Australian residents who are travelling to and within Australia from an overseas destination. It includes limited COVID-19 benefits and is available for a Single Trip policy only.

Winter Sports Travel Insurance*

This is our specialised ski and snowboarding travel insurance plan, which provides cover for a range of winter sports activities on top of several standard travel insurance benefits. It includes limited COVID-19 benefits. It is available for a Single Trip or Annual Multi-Trip and for International and Domestic trips, and Single Trip Inbound International policies. To purchase, please call 1300 72 88 22.   

Business* (from 15 June 2022)

This is our travel insurance policy for business travellers and their families. It includes limited COVID-19 benefits. It is available on Annual Multi-Trip policies only. For more information or to purchase this policy, please speak to our travel agent partners or call our team on 1300 72 88 22.

Corporate* (from 15 June 2022)

This is our travel insurance plan designed for organisations of all sizes that need to cover their employees’ business travel. It includes limited COVID-19 benefits. For more information or to purchase this policy, please speak to our travel agent partners or call our team on 1300 72 88 22.

 

For policies issued between 19 April 2022 and up to and including 14 June 2022:

For policies issued between 2 February 2022 and up to and including 19 April 2022:

 

For policies issued between 29 September 2021 and up to and including 1 February 2022:

 

For policies issued between 31 March 2021 and up to and including 28 September 2021:

 

For policies issued between 9 December 2020 up to and including 30 March 2021:

 

Find out more about our policy benefits:

 

To obtain a copy of the Combined FSG/PDS for policies issued prior to 9 December 2020, please contact our Customer Service Team on 1300 72 88 22.

 

Ready to safeguard your journey?

Choose your ideal level of protection today.

 

GET QUOTE

 
 

*Our Winter Sports Travel Insurance, Business, and Corporate products are currently available only through our agents or by calling our customer service centre on 1300 72 88 22.

Discover Our COVID-19 Cover

We offer limited COVID-19 benefits for travellers who purchase online via covermore.com.au and via phone on 1300 72 88 22.
 

To find out what our current* benefits do – and don’t – cover, please read:

*The cover information contained on the above pages refers to Cover-More policies sold on or after 20 April 2022. For cover information on policies sold prior to this date, please read the relevant PDS.