As a traveller from overseas visiting Australia, we hope your itinerary includes seeing many of our striking local attractions. However, you could become sick or injured while travelling that could turn your holiday plans upside-down.
Thankfully, we’re here to help prevent unforeseen sickness or injury leaving you strapped for cash during your Australian holiday, with our Inbound Travel Insurance Plan available to non-Australian residents. Our medical and dental expenses benefit in Australia is included in Cover-More’s Inbound Policy and is only available to people who are not eligible for cover under Medicare.
If you’re a non-Australian resident and suffer from a disabling injury, sickness or disease when you travel to Australia from an overseas destination on Cover-More’s Inbound Plan, we can provide cover for expenses up to the amount of $1,000,000.
Want more details on this cover? Take a look at our full PDS to find out exactly what’s covered and what’s not – because unfortunately we’re unable to cover absolutely everything.
Read the information below detailing our current medical and dental expenses in Australia coverage, effective 24 June 2019.
Considering Cover-More travel insurance and not sure if this benefit applies to you? Our coverage for medical and dental expense that occur in Australia only apply if you have purchased our Inbound Plan, you are a non-Australian resident, and you are not considered eligible for health insurance in Australia under the 1973 Health Insurance Act.
Should the unthinkable happen and you require medical help during your trip to Australia that’s covered by our policy, Cover-More is here to help. If your you suffer a Disabling Injury, Sickness or Disease during your policy period, the plan provides cover for the usual and customary cost of medical treatment, emergency dental treatment and ambulance transportation that is provided in Australia by or on the advice of a qualified medical practitioner or dentist.
Cover will not exceed more than 12 months from the date you suffer the Disabling Injury, Sickness or Disease that requires qualified help.
Please note the maximum benefit limit for Cover-More’s medical and dental expenses benefit in Australia is:
|Premium Plan||No cover|
|Medical Only Plan||No cover|
|Domestic Plan||No cover|
|Domestic Cancellation Plan||No cover|
If you’re considering our Inbound Plan for your trip to Australia, it’s important to understand what we consider “Disabling Injury, Sickness or Disease”:
“Disabling Injury, Sickness or Disease” means a disabling injury, sickness or disease that first shows itself during your period of insurance and that requires immediate treatment by a qualified medical practitioner or dentist.
Do you wish to speak to the Cover-More travel insurance team about our Inbound Plan? Call us today on 1300 72 88 22 or use the Live Chat function on our website. If you’re ready to purchase, you can get a free quote online.
The information on this page relates to the Direct Cover-More travel insurance product effective 24 June 2019.