Travel Insurance You Can Trust

are you going?
is your trip?
is travelling?
Current Ages of All Travellers

Keeping Australians
travelling for 30 years


Trusted by 2.2 Million Travellers Every Year

Rated 4.0 stars from over 1,470 Customer Reviews

Unlimited Overseas
Medical Cover


24/7 Emergency


You hope your trip will go perfectly. So do we. However if something goes wrong, having travel insurance can help protect your financial future. That's where Cover-More can help. We focus on what matters.

Free Quote and Instant Online Cover

Get a free quote, so you can get back to the fun part – planning your trip. More than 2.2 million travellers each year trust Cover-More to protect their trips at home and abroad, and it’s easy to see why. With over 30 years of experience and many millions of travellers served, we know how to help you when you need it the most. With Cover-More, our policy holders receive:

  • High-quality travel cover at an affordable price;
  • Fast, fair and efficient handling of all your claims;
  • A global team of travel experts that puts your safety and well-being first; and
  • 24 hour emergency assistance from our team of experienced travel assistance providers.

Key Benefits of Our Premium International Plan


Luggage and travel documents

Our Premium plan has $6,000* in luggage cover for valuable items such as laptops, cameras, tablet computers, mobile phones and other specified items.


Medical Assistance

If you become sick during your trip we provide unlimited cover** for overseas hospital, medical, surgical, nursing, ambulance and emergency dental expenses.


Emergency Assistance

All Cover-More policy holders have access to our 24 hour emergency medical assistance provided by our own in-house medical team.


Travel Delay/Cancellation

If you are delayed over 6 hours, there is cover for additional accommodation expenses up to $1,000*.



If you suffer an injury whilst on your trip we provide unlimited cover* for overseas hospital, medical, surgical, nursing, ambulance and emergency dental expenses.


Rental Car Insurance Excess

You are automatically covered for up to $3,000∞ rental car insurance excess on the International Premium Plan.

For full details of terms and conditions, sub limits and exclusions that apply, please read the Product Disclosure Statement before purchasing this insurance product.


Types of travel insurance we offer



Make sure you take out the right cover for your international trip. Our international plans cover trips both far and near.


Existing Medical Conditions

Do you have a pre-existing medical condition like asthma, diabetes, epilepsy or high blood pressure? Or are you an expectant mother and need cover for pregnancy?



For an additional premium, a Cruise add-on may cover medical expenses on board a cruise ship. These costs can be extremely costly and an air ambulance evacuation from the ship back to Australia can cost up to $85,000.


Annual Multi Trip Policy

Are you a frequent traveller? You may benefit from purchasing an annual multi-trip policy. An annual multi trip policy can start from just $213†.



There are always risks when you travel, no matter if it's in Australia or overseas. Our domestic plans include cancellation cover (you select the level you need), lost baggage/travel documents, rental car insurance excess cover and access to our 24/7 emergency assistance.


For Seniors

Competitively priced plans for people aged up to 84 years of age^. Travel insurance can help when unexpected bumps like travel delays, lost travel documents or unexpected medical problems arise during a trip.


Adventure Sports

Abseiling, jet skiing and white water rafting are just a few activities that are automatically included in a Cover-More policy. If you plan to have an adventurous holiday, make sure you are covered. Moped/Motor cycle riding can be added to your policy for an additional premium.



Starting at less than 59 cents per day^^ on our Premium Plan. Popular with students, backpackers and people going on working holidays.


Ski & Winter Sports

Add ski and snowboarding insurance for an extra premium to your policy as even the most experienced skiers and snowboarders have accidents.


Cover-More Customer Reviews

Check out Cover-More's customer reviews on Feefo and Product Review. Here you can read the latest independent ratings and reviews from the people that matter, in their own words and see why millions of Australians continue to choose our travel cover plans.


Natalie and her friends were involved in a speed boat crash in Thailand resulting in a fractured pelvis and a brain haemorrhage.

"Luckily I had Cover-More Insurance. They took care of everything and made sure we had the best medical treatment available."

Natalie, Boat Crash, Thailand


Irene was visiting family in Poland when she had a fall which resulted in a bad fracture and extensive medical costs.

"Amazing. I can't praise them highly enough. Wonderful, wonderful people... Nobody should travel without insurance"

Irene, Fall Results in Fracture, Poland


Shannon experienced a mosquito bite in Bali that resulted in Dengue Fever.

"Cover-More were absolutely fantastic. I wasn't responding well to medical treatment, so they flew in a specialist from Singapore to accompany me all the way home. I'm so glad I had Cover-More travel insurance."

Shannon, Dengue Fever, Indonesia


*Item limits apply.
*Medical and dental cover will not exceed 12 months from onset of the illness or injury.
^Policy availability subject to age, trip duration & area of travel. Policies may not be available to all travellers and limits may be applied to travellers over 70.
†Based on Premium Annual Multi Trip Policy, 30 day duration, Europe, France, 0-49 years, $250 excess.
^^Price based on a Premium Annual Multi Trip policy to Bali, Area 4 (Indonesia, NZ and South West Pacific), with 30 day limit per trip and $250 excess for a single traveller aged 0-49 years with no cancellation cover. Total annual price $198.00.