Travel Insurance You Can Trust

Where are you going?
When is your trip?
Who is travelling?
Ages of All Travellers

Established in Australia
in 1986


Trusted by 2.2 Million Australians Every Year

Rated 4 stars from over 1,225 Customer Reviews.

Unlimited Overseas
Medical Cover


24/7 Emergency


Important Information

> Zika Virus      > Bali Ash Cloud

Travel insurance more Australians count on

You hope your trip will go perfectly. So do we. But if something goes wrong, having travel insurance can help take care of you. That's where Cover-More Travel Insurance Australia comes in. We focus on what matters.

Free Quote and Instant Online Cover

With over 25 years of experience and many millions of travellers served, we know how to serve you best when you need us most. With Cover-More Travel Insurance, our policy holders receive:

  • High-quality travel cover at an affordable price
  • Fast, fair and efficient handling of all your claims
  • A global team of travel experts that puts your safety and well-being first
  • 24 hour emergency assistance from our team of experienced travel assistance providers

What's covered with Cover-More's Premium International Plan


Delayed, Lost or Stolen Luggage

Our Premium plan has $6,000* in luggage cover for valuable items such as laptops, cameras, tablet computers, mobile phones and other specified items.


Medical Assistance

If you become sick during your trip we provide unlimited cover** for overseas hospital, medical, surgical, nursing, ambulance and emergency dental expenses.


Emergency Assistance

All Cover-More travel insurance policy holders have access to our 24 hour emergency medical assistance provided by our own in-house medical team.


Travel Delay/Cancellation

If you are delayed over 6 hours, there is cover for additional accommodation expenses up to $1,000*.



If you suffer an injury whilst on your trip we provide unlimited cover* for overseas hospital, medical, surgical, nursing, ambulance and emergency dental expenses.


Rental Car Insurance Excess

You are automatically covered for up to $3,000∞ rental car insurance excess on the International Premium Plan.



Travel insurance - Types of cover


Existing Medical Conditions

Do you have a pre-existing medical condition like asthma, diabetes, epilepsy or high blood pressure? Or are you an expectant mother and need cover for pregnancy.


Ski Travel Insurance

Add ski and snowboarding insurance to your policy as even the most experienced skiers and snowboarders have accidents.


Cruise Travel Insurance

Medical expences on board a cruise ship can be extremely costly and an air ambulance evacuation from the ship back to Australia can cost up to $85,000.


Adventure Sports Insurance

Abseiling, hot air ballooning, jet skiing and white water rafting are just a few activities that are automatically included in a Cover-More policy. If you plan to have an adventurous holiday, make sure you are covered. Moped/Motor cycle riding can be added to your policy


Travel Insurance for Seniors

Competitively priced travel insurance for people aged up to 84 years of age^. Travel insurance can help when unexpected bumps like travel delays, lost travel documents or unexpected medical problems arise during a trip.


Domestic Travel Insurance

There are always risks when you travel, no matter if it's in Australia or overseas. Our domestic plans include cancellation cover (you select the level you need), lost baggage/travel documents, rental car insurance excess cover and access to our 24/7 emergency assistance


Annual Multi Trip Policy

Are you a frequent traveller? You may benefit from purchasing an annual multi-trip policy. An annual multi trip policy can start from just $198†.


Cheap Travel Insurance

Cheap travel insurance starting at less than 55 cents per day on our Premium Plan. Popular with students, backpackers and people going on working holidays.


International Travel Insurance

Make sure you take out the right travel insurance for your international trip. Our international travel insurance plans cover trips both far and near.


Travel Insurance Reviews

Check out Cover-More's customer reviews on Feefo and Product Review. Here you can read the latest independent ratings and reviews from the people that matter, in their own words and see why millions of Australians continue to choose our travel cover plans.


Natalie and her friends were involved in a speed boat crash in Thailand resulting in a fractured pelvis and a brain haemorrhage.

"Luckily I had Cover-More insurance. They took care of everything and made sure we had the best medical treatment available."

Natalie, Boat Crash, Thailand


Irene was visiting family in Poland when she had a fall which resulted in a bad fracture and extensive medical costs.

"Amazing. I can't praise them highly enough. Wonderful, wonderful people... Nobody should travel without insurance"

Irene, Fall Results in Fracture, Poland


Shannon experienced a mosquito bite in Bali that resulted in Dengue Fever.

"Cover-More were absolutely fantastic. I wasn't responding well to medical treatment, so they flew in a specialist from Singapore to accompany me all the way home. I'm so glad I had Cover-More travel insurance."

Shannon, Dengue Fever, Indonesia


What Is Travel Insurance?

Travel insurance offers travellers coverage for costs arising from unforeseen problems, from a lost passport or delayed luggage to a serious medical emergency requiring evacuation. If an illness, accident or other covered unexpected circumstance forces you to cancel or interrupt your holiday plans, you could be facing two potentially major financial losses: money invested in non-refundable pre-payments and high overseas medical expenses.

Why Do I Need Travel Insurance?

Travel insurance, like life insurance and home insurance, can be vital to ensuring security and peace of mind while you go about your day-to-day activities. The Australian Bureau of Statistics states that in the year ending June 2015, Australians made a record 9.2 million short-term trips overseas, which is double what it was ten years earlier. In a perfect world, nobody would need travel insurance (or any kind of insurance, for that matter). Your travels would always be smooth and easy from start to finish. In the real world, however, unpleasant surprises—from minor inconveniences like lost luggage and missed connections to major crises like medical emergencies or natural disasters—are unfortunate realities for many travellers. Each year, the Department of Foreign Affairs handles over 20,000 cases involving Australians in difficulty overseas. Many of these cases involved Australians travelling with no or inadequate insurance cover. Even though some mishaps are unavoidable, you can protect yourself, your investment and your holiday when you buy travel insurance.

Need To Make A Claim?

You can access the online claims tool and complete your Cover-More travel insurance claim online 24 hours a day. You can also make claims via mail if you can't access the online claim service.

*Item limits apply.
*Medical and dental cover will not exceed 12 months from onset of the illness or injury.
^Policy availability subject to age, trip duration & area of travel. Policies may not be available to all travellers and limits may be applied to travellers over 70.
†Based on Premium Annual Multi Trip Policy, 30 day duration, Europe, France, 0-49 years, $250 excess.
^^Price based on a Premium Annual Multi Trip policy to Bali, Area 4 (Indonesia, NZ and South West Pacific), with 30 day limit per trip and $250 excess for a single traveller aged 0-49 years with no cancellation cover. Total annual price $198.00.