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Compare Travel Insurance Plans

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Are you heading off on a long-awaited break? Before you jet off, it’s important to consider protecting your trip with the right travel insurance for your needs.

You can compare our Cover-More travel insurance plans below to find the one that best fits your holiday, planned activities, and budget.

We offer travel insurance plans for Australian residents looking for comprehensive or basic cover, as well as a Cover-More annual travel insurance plan.

Want to speak to someone? You can call our agents on 1300 72 88 22 to discuss if our travel insurance plans. Otherwise, all purchased Cover-More travel insurance policies come with our 21-day cooling-off period** so you can buy with confidence.

 
 

International Travel Insurance Plans for Australian Residents

Compare our plans below to find the most suitable plan for your overseas trip:

  1. International Basic: This plan is designed for travellers heading off overseas who want cover that helps protect against the essentials only. Only Single Trip policies are available on this plan.
     
  2. International Comprehensive: This travel insurance plan provides the benefits travellers want and much more, helping to keep you – and your belongings – safe while you’re overseas. This plan is available on both Single and Annual Multi-Trip policies.
     
  3. International Comprehensive+: This is our best travel insurance plan for travellers looking for Cover-More’s most comprehensive international cover. It contains all our key benefits and highest coverage amounts to give the most peace of mind while travelling abroad. Both Single and Annual Multi-Trip policies are available on this plan.

Compare our International Cover-More Travel Insurance Plans

International Basic
(Single Trip)
International Comprehensive
(Single Trip or Annual Multi-Trip)
International Comprehensive+
(Single Trip or Annual Multi-Trip)
Overseas Medical and Dental Expenses
Overseas medical expenses
$Unlimited~ $Unlimited~ $Unlimited~
Overseas emergency dental expenses
$2,000 $2,000 $2,000~
Additional Expenses*
$Unlimited $Unlimited $Unlimited
Return of Mortal Remains
$25,000 $50,000 $60,000
Pet Cat or Dog Boarding*
$Nil $300 $300
Travel Services Provider Insolvency
$Nil $5,000 $10,000
Amendment or Cancellation Costs*
$Cover Chosen^ $Cover Chosen^ $Cover Chosen^
Cancellation Extensions
Upgrade: If your non-travelling relative or business partner becomes ill, injured, or dies
X
Upgrade: If there are complications of pregnancy from the start of the 24th week up until the start of the 32nd week (or up to the start of the 28th week for a multiple pregnancy)^^
X
An act of terrorism
X
If your pet cat or dog becomes ill or injured or dies
X
Wedding-related cancellation
X
Dissolution of your relationship with your spouse or de facto
X
Luggage and Travel Documents*
$5,000 $15,000 $25,000
Phone or smart watch - limit per item•
$1,000 $1,500 $2,500
Camera or video camera - limit per item•
$3,500 $4,000 $6,000
Laptop computer - limit per item•
$3,000 $4,000 $5,000
Tablet computer - limit per item•
$3,000 $3,000 $3,000
Drone (with or without camera) - limit per item•
$1,000 $1,200 $2,000
Artificial limb, removable dental appliance, dentures or medical device e.g., hearing aids, CPAP machine - limit per item•
$1,000 $1,200 $1,500
Jewellery or watch or any other item - limit per item•
$1,000 $1,200 $1,500
Delayed Luggage Allowance*
$600 $1,100 $1,500
Money
$Nil $250 $500
Driving Holidays
Rental vehicle insurance excess
X $5,000 $5,000
Rental vehicle comprehensive cover
X X
Travel Delay*
$Nil $2,000 $3,000
Resumption of Journey
$Nil $3,000 $6,000
Missed Connections
$Nil $3,000 $3,000
Special Events
$Nil $5,000 $6,000
Hospital Incidentals*
$Nil $6,000 $10,000
Hijacking*
$Nil $5,000 $10,000
Loss of Income*
$Nil $30,000† $45,000†
Disability
$Nil $25,000† $30,000†
Accidental Death
$Nil $25,000† $30,000†
Personal Liability
$1,000,000 $2,500,000 $5,000,000
Business Pack
Business equipment
X X $7,500
Business equipment hire
X X $1,500
Alternative staff
X X $15,000
Business money
X X $2,000
Kidnap and ransom
X X $250,000
Cruise Cover
Cruise cancellation
$Cover Chosen^
On-board medical and dental cover
$Unlimited
Ship to shore medical cover
$Unlimited
Sea sickness cover
$Unlimited
Cabin confinement
$100 per day - up to a maximum of $1,500
Missed port (embarkation)
$1,000
Missed shore excursions
$1,000
Adventure Activities Packs
Included activities
See PDS for full details
Adventure Activities
Option to vary cover
Adventure+ Activities
Option to vary cover
COVID-19 Benefits
See PDS for full details
Motorcycle/Moped Riding Cover
Motorcycle/Moped Riding Cover
Option to vary cover
Motorcycle/Moped+ Riding Cover
Option to vary cover
Snow Sports Cover
Snow Sports Cover
Option to vary cover
Snow Sports+ Cover
Option to vary cover

For full details on all the benefits and benefit amounts included in our international travel insurance plans, see the Product Disclosure Statement. It includes the terms and conditions, sub-limits and exclusions that you should consider before you purchase.

Are you an overseas resident looking for an inbound travel insurance plan for a trip to Australia? Our Inbound Plan may be suitable for you.

Want Us to Safeguard Your Overseas Trip?

Find out how we can help keep you travelling safely today.

 
 
 

Vintage W Class Tram in St Kilda, Australia

Domestic Travel Insurance Plans for Travel Within Australia

Compare our plans to discover which one is best for you while you explore your home country:

  1. Domestic Basic: This plan is our basic travel insurance option for local budget-conscious travellers who only want our Cover-More team to provide cover for the absolute essentials. This base-level cover option is available on Single Trip policies only.
     
  2. Domestic Comprehensive: This quality travel insurance plan provides local travellers with all the essential benefits plus a lot more, which can help provide extra peace of mind and much-needed help should an unexpected incident occur. Travellers can purchase this plan on a Single Trip or Annual Multi-Trip policy.
     
  3. Domestic Comprehensive+: This is our most comprehensive travel insurance plan for domestic travellers who want the top level of cover for their trip in Australia. This plan can be bought as either a Single Trip policy or an Annual Multi-Trip policy.
Domestic Basic
(Single Trip)
Domestic Comprehensive
(Single Trip or AMT)
Domestic Comprehensive+
(Single Trip or AMT)
Additional Expenses*
$10,000 $10,000 $25,000
Return of Mortal Remains
Included in limit above Included in limit above Included in limit above
Pet Cat or Dog Boarding*
$Nil $300 $300
Travel Services Provider Insolvency
$Nil $5,000 $10,000
Amendment or Cancellation Costs*
$Cover Chosen^ $Cover Chosen^ $Cover Chosen^
Cancellation Extensions
Upgrade: If your non-travelling relative or business partner becomes ill, injured, or dies
X
Upgrade: If there are complications of pregnancy from the start of the 24th week up until the start of the 32nd week (or up to the start of the 28th week for a multiple pregnancy)^^
X
An act of terrorism
X
If your pet cat or dog becomes ill or injured or dies
X
Wedding-related cancellation
X
Dissolution of your relationship with your spouse or de facto
X
Luggage and Travel Documents*
$Nil $5,000 $15,000
Phone or smart watch - limit per item•
$Nil $1,500 $2,500
Camera or video camera - limit per item•
$Nil $4,000 $6,000
Laptop computer - limit per item•
$Nil $4,000 $5,000
Tablet computer - limit per item•
$Nil $3,000 $3,000
Drone (with or without camera) - limit per item•
$Nil $1,200 $2,000
Artificial limb, removable dental appliance, dentures or medical device e.g., hearing aids, CPAP machine - limit per item•
$Nil $1,200 $1,500
Jewellery or watch or any other item - limit per item•
$Nil $1,200 $1,500
Delayed Luggage Allowance*
$Nil $1,100 $1,500
Money
$Nil $250 $500
Driving Holidays
Cover for the insurance excess on your personal vehicle
X $2,500 $2,500
Rental vehicle insurance excess
X $5,000 $5,000
Rental vehicle comprehensive cover
X X
Travel Delay*
$Nil $1,000 $1,000
Resumption of Journey
$Nil $Nil $2,000
Missed Connections
$Nil $Nil $2,000
Special Events
$Nil $2,000 $2,000
Loss of Income*
$Nil $30,000† $45,000†
Disability
$Nil $25,000† $30,000†
Accidental Death
$Nil $25,000† $30,000†
Personal Liability
$1,000,000 $2,500,000 $5,000,000
Business Pack
Business equipment
X X $7,500
Business equipment hire
X X $1,500
Alternative staff
X X $15,000
Business money
X X $2,000
Kidnap and ransom
X X $250,000
Adventure Activities
Included activities
See PDS for full details
Adventure Activities
Option to vary cover
Adventure+ Activities
Option to vary cover
COVID-19 Benefits
See PDS for full details
Motorcycle/Moped Riding Cover
Motorcycle/Moped Riding Cover
Option to vary cover
Motorcycle/Moped+ Riding Cover
Option to vary cover
Snow Sports Cover
Snow Sports Cover
Option to vary cover
Snow Sports+ Cover
Option to vary cover

For full details on our domestic travel insurance plans – including the terms and conditions, sub-limits and exclusions – see the Product Disclosure Statement before you consider purchasing one of our Cover-More travel insurance policies.

Want Us to Cover Your Domestic Trip?

Compare our plans to find the best travel insurance policy for you.

 
 
 

* Sub-limits apply. Please refer to the PDS for full policy conditions.
** Cooling-off period is available if you cancel your policy within 21 days provided you have not made a claim or departed on your journey.
~ Cover will not exceed 12 months from onset of the illness, condition, or injury.
^ Cover chosen applies per policy.
^^ Conditions apply if you are aware of the pregnancy at the relevant time. For a single trip policy, relevant time means the time of issue of the policy and for an annual multi-trip policy it means the first time at which any part of the relevant trip is paid for or the time at which the policy is issued, whichever occurs last.
Liability collectively for Loss of Income, Disability and Accidental Death is $45,000 on the Comprehensive+ Plan and $30,000 on the Comprehensive Plan.
Item limit applies for any one item, set or pair of items including attached and unattached accessories. You may increase these items limits if You wish. See PDS for full details.