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Where are you going?
Enter the destination(s) you plan to visit or select them from the list of countries and regions in the dropdown.
Planning a stopover? If you’re in a country for less than 72 hours, you do not need to list it as a destination.
Don’t currently know all the countries you’ll be visiting? You can select a region to obtain cover for all countries within that region, or you can select “Anywhere in the world”. Important: If selecting “Anywhere in the world”, your policy will not provide cover for claims arising in countries that are subject to sanctions. Your safety is paramount, so please read and familiarise yourself with the “Standing Travel Alert for High Risk and Sanctioned Countries” when undertaking worldwide travel – and before making any side trips to neighbouring countries – to ensure you have adequate cover.
Going on a cruise? If your cruise is in inland Australia (e.g. on the Murray River) or in Australian coastal water (e.g. the Kimberley), enter or select “Australia”. If your cruise embarks and disembarks from Australia ports only without any stopover at a port outside of Australia (e.g. a “Sampler Cruise” or cruise from Sydney to Brisbane), enter or select “Domestic Cruise”. If your cruise is overseas (e.g. a European river cruise, a Caribbean cruise, or a cruise from Sydney to Hong Kong), enter or select the country or region you will spend the most time in during your trip.
Want to come to Australia on our Inbound Plan? Select “Australia Inbound”.
When do you depart?
Enter the date you will leave your home to start your trip.
When do you return?
Enter the date you will arrive home based on AEST (considering any time differences/zones and travel times).
Duration of each trip?
Select the maximum trip duration that best suits your needs.
The maximum trip duration you select will apply to each separate trip you take during the 12-month period of your policy.
For cover to apply, you cannot take trips that exceed this maximum duration. If you make a claim related to a trip that exceeds this maximum duration, it may be declined.
The maximum trip duration you select will be shown on your Certificate of Insurance.
Age of each traveller?
Enter the age (as of today) of each adult and child to be included on the policy.
Protect your overseas trip with international travel insurance
Planning an overseas trip? Don’t forget to pack an important item that can help if things go pear shaped while you’re travelling abroad – an international travel insurance policy.
At Cover-More, we provide Australian residents with travel insurance for international trips to help protect against an array of unforeseen complications – from unexpected injury or illness to travel delays, lost luggage, and more.
Whether you are a frequent traveller, seeking the most comprehensive cover or on a budget, you can compare our plans to find the best international travel insurance for you. After all, taking out a policy could save you and your family on overseas medical bills, emergency evacuation costs and/or other unforeseen expenses.
International travel is any travel that takes you out of Australia. This could be for work, a personal holiday, or to visit relatives who live overseas.
It might be an island escape to Fiji, a snowboarding trip to Japan, a backpacking trip through Europe, or a cruise in the South Pacific. Whether you’re taking a short trip or are travelling for an extended period, protecting your trip with international travel insurance for Australians is important.
Why do I need international travel insurance?
It’s important to consider protecting your trip abroad with the right level of travel insurance for you.
From minor mishaps to major emergencies, international travel insurance may help offer financial protection when things go wrong – and could even help get you back home if need be.
Worldwide travel insurance can provide cover for incidents such as:
Overseas emergency medical and dental costs – which can be extremely expensive in many countries
If your luggage is lost, stolen, or delayed
Missed flight connections or travel delays
…and more.
With international travel insurance you can worry less and travel more, knowing you’ve got protection if something goes wrong.
What international travel insurance plans does Cover-More offer?
At Cover-More, we offer three different international travel insurance plans. You can choose the plan that suits the level of cover you require – and your budget.
International Comprehensive+: our most comprehensive international travel insurance for Australian travellers with our highest benefit levels, plus extra business-related benefits included for business travel.
International Comprehensive: our mid-tier comprehensive plan with excellent benefits and coverage levels for travellers who want comprehensive cover for their trips abroad.
International Basic: our base-level insurance plan with essential benefits – including $Unlimited~ overseas medical expenses – for Australian travellers on a budget.
If you’re a frequent traveller, our International Comprehensive+ and International Comprehensive Plans can be purchased as an Annual Multi-Trip policy. This provides cover for unlimited trips (up to the maximum duration per trip you choose) to your selected destinations over a 12-month period.
What does Cover-More international travel insurance cover?
If you travel overseas as a Cover-More international travel insurance policyholder, we may be able to help if something goes wrong.
Check out some of the benefits below. Each plan has different benefits so consider carefully what your needs may be.
Each of our three international travel insurance plans for Australian travellers have some benefits that differ and the benefit coverage amounts can vary. You can compare our plans below to find the best international travel insurance plan for you:
International Basic (Single Trip)
International Comprehensive (Single Trip or Annual Multi-Trip)
International Comprehensive+ (Single Trip or Annual Multi-Trip)
COVID-19
Limited cover applies. Compare our international COVID-19 cover here.
Overseas Medical and Dental Expenses
Overseas medical expenses
$Unlimited~
$Unlimited~
$Unlimited~
Overseas emergency dental expenses
$2,000
$2,000
$2,000~
Additional Expenses*
$Unlimited
$Unlimited
$Unlimited
Return of mortal remains
$25,000
$50,000
$60,000
Pet cat or dog boarding*
$Nil
$300
$300
Travel Services Provider Insolvency
$Nil
$5,000
$10,000
Amendment or Cancellation Costs*
$Cover chosen^
$Cover chosen^
$Cover chosen^
Cancellation Extensions
Upgrade: If your non-travelling relative or business partner becomes ill, injured, or dies
X
✓
✓
Upgrade: If there are complications of pregnancy from the start of the 24th week up until the start of the 32nd week (or up to the start of the 28th week for a multiple pregnancy)^^
X
✓
✓
An act of terrorism
X
✓
✓
If your pet cat or dog becomes ill or injured or dies
X
✓
✓
Wedding-related cancellation
X
✓
✓
Dissolution of your relationship with your spouse or de facto
X
✓
✓
Luggage and Travel Documents*
$5,000
$15,000
$25,000
Phone or smart watch - limit per item•
$1,000
$1,500
$2,500
Camera or video camera - limit per item•
$3,500
$4,000
$6,000
Laptop computer - limit per item•
$3,000
$4,000
$5,000
Tablet computer - limit per item•
$3,000
$3,000
$3,000
Drone (with or without camera) - limit per item•
$1,000
$1,200
$2,000
Artificial limb, removable dental appliance, dentures or medical device e.g., hearing aids, CPAP machine - limit per item•
$1,000
$1,200
$1,500
Jewellery or watch or any other item - limit per item•
*Sub-limits apply. Please refer to the PDS for full policy conditions. **Cooling-off period is available if you cancel your policy within 21 days provided you have not made a claim or departed on your journey. ~Cover will not exceed 12 months from onset of the illness, condition, or injury. ^Cover chosen applies per policy. ^^Conditions apply if you are aware of the pregnancy at the relevant time. For a single trip policy, relevant time means the time of issue of the policy and for an annual multi-trip policy it means the first time at which any part of the relevant trip is paid for or the time at which the policy is issued, whichever occurs last. †Liability collectively for Loss of Income, Disability and Accidental Death is $45,000 on the Comprehensive+ Plan and $30,000 on the Comprehensive Plan. •Item limit applies for any one item, set or pair of items including attached and unattached accessories. You may increase these items limits if you wish. See PDS for full details.
For full details on the terms and conditions, sub-limits, and exclusions you should consider before you purchase, read the PDS. You can also get a free quote online now.
How do I know which Cover-More international plan is right for me?
If your trip includes a multi-night cruise you need to tell us and Cruise Cover will be added to your policy. An additional premium applies.
As a Cover-More customer, you can also vary your cover to fit your individual requirements for an additional premium by:
adding a suitable level of amendment and cancellation cover; some plans include a cancellation extension upgrade that provide extra cover for non-travelling relatives or business partners and pregnancy;
adding our Snow Sports or Snow Sports+ Cover to your policy if your winter holiday includes snow skiing, snowboarding, and/or snowmobiling;
including our Adventure Activities or Adventure+ Activities Cover if you’re planning on engaging in activities not automatically included in our plans;
adding Motorcycle/Moped Riding Cover or Motorcycle/Moped Riding+ Cover if you’re planning on driving or riding motorcycle or moped while aboard.
Got questions? Call our team on 1300 72 88 22 during business hours.
Ready to purchase? All Cover-More policyholders are covered by a 21-day cooling-off period**, which means we can refund you for the cost of your policy should you change your mind within this period.
Why should I consider Cover-More travel insurance?
At Cover-More, we encourage all international travellers to consider taking out worldwide travel insurance as part of their holiday preparation – because you never know what might happen while you’re away.
Our customer Katie-Anne was involved in a car accident while on a trip in the United States of America. Our Cover-More team was there to help in her time of need – liaising with medical staff, paying for hospital bills, and making sure that Katie-Anne and her partner Jacob had the emotional support they needed. We also paid Katie-Anne's overseas medical expenses claim, which ended up totalling over $900,000.
Watch as she shares her heartfelt story:
Want us to safeguard your overseas holiday?
Discover our best international travel insurance plan for you.
Plus, for helpful destination-based COVID-19 information, don't forget to check the COVID-19 Travel Risk Tool before and during travel.
*The cover information contained on the above pages refers to Cover-More policies sold on or after 26 June 2023. For cover information on policies sold prior to this date, please read the relevant PDS.
