At Cover-More, we know unexpected injuries can occur whether you’re travelling internationally or domestically. So, to help provide extra peace of mind when you’re away from home, our comprehensive travel insurance plans include a disability benefit.
To understand our disability benefit, we recommend you read the below information, plus our PDS for full details on what is – and isn’t – covered, as we can’t cover absolutely everything.
Ready to purchase a policy? Get a quick quote online or call us on 1300 72 88 22.
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Travelling away from home is an incredible experience, but occasionally unforeseen accidents occur; accidents that result in life-changing and expensive injuries. A travel insurance policy that includes a disability benefit can help you in some scenarios.
We provide cover for disability that occurs within one year of the date of an accident whilst you're travelling, if your injury results in permanent total loss of sight in one or both eyes, or the permanent total loss or use of one or more limbs within one year of the date of the accident.
The maximum benefit limit for Cover-More’s disability travel insurance cover is:
*A maximum liability collectively applies for the Loss of Income; Disability; and Accidental Death benefits of $45,000 for the Comprehensive+ plans, and $30,000 for the Comprehensive and Inbound plans.
Limits, exclusions, and conditions apply. Please check the PDS for full policy conditions.
When purchasing our Cover-More travel insurance and submitting claims, it’s important to understand what we mean by the following term:
“Limbs” means a hand at or above the wrist, or a foot at or above the ankle.
Want help with this term or assistance with travel insurance? Contact our team on 1300 72 88 22.
Whenever our Cover-More team refers to the word “permanent”, we mean:
“Permanent” means a period lasting 12 consecutive months after the expiry of which there is no reasonable prospect of improvement.
Need more clarification on this term or help with disability travel insurance benefits? Call our friendly Cover-More team on 1300 72 88 22.
Find our best plan for your travels today.
The information on this page relates to the Direct Cover-More travel insurance product effective 29 September 2021.