Hurricane Lane

Travel Insurance You Can Trust

Where are you going?

Destination *

When is your trip?

When do you leave?

When do you return?

departuredate *

Oct 31 2020

returndate *

Oct 31 2020

Who is travelling?

Current Ages of All Travellers

1 *

All live in Australia

Background

Hawaii are bracing for the Category 4 storm, Hurricane Lane, as the effects of severe winds and flooding are expected to begin hitting the state islands imminently, with their governor declaring a state of emergency.

The National Weather Service has issued their hurricane warning for Hawaii island, as well as having other smaller islands, such as Oahu and Maui, on watch for tropical storm-force winds, excessive rain and large swells arriving soon, with storm conditions due to continue over the weekend.

If you have been directly affected and need medical assistance, please call our 24 hour emergency assistance team immediately on +61 2 8907 5619. We further urge you to pay close attention to the local media and emergency services, including the DFAT smart traveller website.

Policy coverage

For policies/trips with a Relevant Time prior to 23 August 2018

If you have been affected by this event there may be provision for you to claim for benefits provided by your travel insurance policy. Claims will be assessed in accordance with your Product Disclosure Statement and may vary depending on the type of policy you purchased.

Additional Expenses.
If you are already on your trip:

Additional accommodation and transportation expenses; if your travel is delayed for the required timeframes; up to the nominated limits as outlined in the Product Disclosure Statement.

Amendment or Cancellation Costs.
If you have this cover on your policy:

The non-refundable portion of unused travel arrangements
Amendments made prior to departing on the Journey if the cost to rearrange does not exceed the amount it would have been to cancel the trip outright.

Overseas Medical Expenses.

If you have incurred medical expenses as a result of this event, there is cover up to the specified limits.

Cancel For Any Reason.

This add-on is not affected in any way by this advice.

To submit your claim, please remember:

To keep all itemised receipts for additional purchases or costs incurred

Obtain a letter from the travel provider confirming the length and reason for delay.

The easiest way to lodge a claim is online via: https://claims.covermore.com.au/

For all policies/trips with a Relevant Time on or after 23 August 2018

There is no cover for policies issued after this date as it would no longer be deemed an unforeseeable event.

Costs that are not covered by your policy

Depending on the policy benefit claimed and our assessment, there is no cover available for policies/trips with a Relevant Time on or after 23 August 2018 as the event is no longer considered unforeseeable

Costs that are incurred where your travel is not directly affected

Where alternate travel is at a higher fare class than originally booked

Travel arrangements that have already been used

Costs excluded or above the limits outlined in your PDS.

Important general advice

This information must be read in conjunction with the Product Disclosure Statement (PDS) as certain terms, conditions, limits, and exclusions apply. These terms, condition, limits and exclusions are detailed in the PDS and in particular we draw your attention to ‘The Benefits’ and ‘General Exclusions’ section of the PDS.

Travel start date
Single trips	Annual multi-trips
The date you depart Australia Cover under the Amendment or Cancellation Costs Benefit begins from the time you buy your policy. Cover under all other sections begins from the Travel Start Date you select.	The date your policy will commence Cover under the Amendment or Cancellation Costs Benefit begins from the time you buy your policy. For further information, we recommend you read the definition of 'Relevant Time' in the Policy Wording.
Travel End Date
Single trips	Annual multi-trips
The date you return to Australia	Regardless of what you enter as the Travel End Date, you will be quoted for a 12 month Annual Multi-Trip.
For further information we recommend that you read the definition of 'Relevant Time' in the Policy Wording.