Hong Kong Protests

Travel Insurance You Can Trust

Where are you going?

Destination *

When is your trip?

When do you leave?

When do you return?

departuredate *

Oct 31 2020

returndate *

Oct 31 2020

Who is travelling?

Current Ages of All Travellers

1 *

All live in Australia

Background

Hong Kong continues to be plagued by widespread protests and civil unrest that has become unpredictable and expected to continue. Hong Kong’s Airport Authority has reported that hundreds of flights have been cancelled after a sit-in protest at Hong Kong International Airport. Additionally, a number of other carrier have cancelled flights and this will likely impact thousands of travellers.

If you have been directly affected and need medical assistance, please call our 24 hour emergency assistance team immediately on +61 2 8907 5619. We further urge you to pay close attention to the local media and emergency services, including the DFAT smart traveller website.

For policies/trips with a Relevant Time prior to 7 August 2019

If you have been affected by this event there may be provision for you to claim for benefits provided by your travel insurance policy. Claims will be assessed in accordance with your Product Disclosure Statement and may vary depending on the type of policy you purchased.

If you have already departed

If your transport is directly affected because of the Hong Kong protests there is cover (up to the nominated policy sub limits) for reasonable Additional transport and accommodation expenses.

There is no cover if your existing travel plans are not directly affected by the protests.

There is no cover available for any portions of your Journey that have been utilised.

If you have not yet departed

If your pre-booked travel arrangements are cancelled, delayed or rescheduled as a result of the Hong Kong protests you may be able to claim for cancellation or amendment of your journey. Please note that the costs to rearrange Your trip must not exceed the costs you would have incurred had you cancelled Your trip outright.

You must take all reasonable steps to mitigate your out of pocket expenses and we encourage you to speak with your travel agent or transport provider as soon as possible to minimise your out of pocket expenses.

For policies/trips with a Relevant Time on or after 7 August 2019

There is no cover for claims arising as a result of the Hong Kong protest as this is no longer deemed an unforeseen event.

If you decide to change your travel plans, we encourage you to speak with your travel agent or transport provider as soon as possible to minimise your out of pocket expenses.

Claims can be submitted through our online claims portal: http://claims.covermore.com.au/

Important general advice

This information must be read in conjunction with the Product Disclosure Statement (PDS) as certain terms, conditions, limits, and exclusions apply. These terms, condition, limits and exclusions are detailed in the PDS and in particular we draw your attention to ‘The Benefits’ and ‘General Exclusions’ section of the PDS.

Travel start date
Single trips	Annual multi-trips
The date you depart Australia Cover under the Amendment or Cancellation Costs Benefit begins from the time you buy your policy. Cover under all other sections begins from the Travel Start Date you select.	The date your policy will commence Cover under the Amendment or Cancellation Costs Benefit begins from the time you buy your policy. For further information, we recommend you read the definition of 'Relevant Time' in the Policy Wording.
Travel End Date
Single trips	Annual multi-trips
The date you return to Australia	Regardless of what you enter as the Travel End Date, you will be quoted for a 12 month Annual Multi-Trip.
For further information we recommend that you read the definition of 'Relevant Time' in the Policy Wording.