New Zealand Earthquake

Travel Insurance You Can Trust

Where are you going?

Destination *

When is your trip?

When do you leave?

When do you return?

departuredate *

Oct 31 2020

returndate *

Oct 31 2020

Who is travelling?

Current Ages of All Travellers

1 *

All live in Australia

Background

At around 12am local time, 10pm AEDT, a large earthquake registering 7.8 on the Richter scale struck 85kms north of Christchurch. This has been followed by over 200 aftershock events causing widespread damage at at least 2 deaths. A tsunami warning was issued initially but has since been lifted.

Building damage and some casualties were reported in the affected area. New Zealand authorities have asked the public to avoid the centre of Wellington on 14 November. A number of aftershocks have been felt in the region. You should follow local sources of information for latest developments and any instructions issued by local authorities

https://www.smartraveller.gov.au/destinations/pacific/new-zealand

This information is current to 14th November 2016 and we recommend you regularly check for updates through news agencies and your travel provider.

Your policy provides a number of benefits, conditions, limits and exclusions that may be relevant to your travel plans. You should read the Product Disclosure Statement (PDS) which outlines the extent of Your travel insurance cover. Some words used in this document have a special meaning as defined in the PDS.

For all policies issued before 12:00AM AEDT 14th November 2016

If your policy contains amendment or cancellation cover, there is cover (up to the nominated policy limits) for Your reasonable amendment or cancellation costs (whichever is lesser) if Your existing travel plans are affected by the New Zealand earthquake.

During Your Journey, there is cover (up to the nominated policy limits) for Your reasonable Additional transport and hotel accommodation expenses incurred as a direct result of the events in New Zealand.

There is no cover for amendment or cancellation costs or Additional transport or hotel accommodation costs if your existing travel plans are not affected by the events in New Zealand.

If You have incurred medical expenses as a direct result of the earthquake in New Zealand, there is cover up to the specified benefit limits

There is no cover available for any portions of Your Journey that have been utilised.

Claims can be submitted through our online claims portal.

Remember, you must take all reasonable steps to mitigate your out of pocket expenses. We encourage you to speak with your travel agent or transport provider as soon as possible to minimise your out of pocket expenses.

Policy cover for policies issued on or after 12:00AM AEDT 14th November 2016

Travel insurance provides cover for unforeseen events only.

There is no cover for any costs incurred as a result of the earthquake on policies issued on or after 12:00AM AEDT 14th November 2016 as the events in New Zealand are no longer deemed an unforeseen event.

If You decide to change Your travel plans, we encourage You to speak with Your travel agent or transport provider as soon as possible to minimise Your out of pocket expenses.

Important general advice

This information must be read in conjunction with the PDS as certain terms, conditions, limits and exclusions apply. These terms, conditions, limits and exclusions are detailed in the PDS and in particular we draw your attention to ‘The Benefits’ and ‘General Exclusions’ sections of the PDS.

Travel start date
Single trips	Annual multi-trips
The date you depart Australia Cover under the Amendment or Cancellation Costs Benefit begins from the time you buy your policy. Cover under all other sections begins from the Travel Start Date you select.	The date your policy will commence Cover under the Amendment or Cancellation Costs Benefit begins from the time you buy your policy. For further information, we recommend you read the definition of 'Relevant Time' in the Policy Wording.
Travel End Date
Single trips	Annual multi-trips
The date you return to Australia	Regardless of what you enter as the Travel End Date, you will be quoted for a 12 month Annual Multi-Trip.
For further information we recommend that you read the definition of 'Relevant Time' in the Policy Wording.