Travel restrictions and social distancing rules may still remain as a result of the global coronavirus pandemic. Because of this, the below content may reference activities travellers cannot currently partake in and therefore is for informational purposes only. For the latest information on COVID-19 and travel restrictions, please visit trusted sites such as smartraveller.gov.au.
It is great to see you want to protect your domestic trip. Things can go wrong as easily in Sydney as they can in Singapore. To help you out, we have put together questions that are frequently asked about domestic travel insurance.
Visit our Domestic travel insurance page for more useful information about coverage options. Still not convinced that you should consider domestic travel insurance? Check out these real-life domestic claims stories.
Each of the policy types vary in price because the coverage options are different. To help you choose the plan that best suits your budget and travel needs, have a read of our Product Disclosure Statement.
Our Domestic Plan can protect against expenses arising from incidents like lost luggage, cancellation and rental car insurance excess. You are covered for the duration of your selected travel dates. The Domestic Plan is the most comprehensive coverage available for trips within Australia.
As for the Domestic Cancellation Plan, cover can be provided for costs incurred if you unexpectedly need to cancel your trip. These expenses may include pre-booked tours, flights or non-refundable deposits. Keep in mind that cover will only apply if your reason for cancellation falls within the terms and conditions of the PDS.
The Premium plan is available if you have selected Domestic Cruise as your destination. No medical cover is available within Australia; but cover for unforeseen medical expenses on board a cruise ship can be – even if it is within Australia territorial waters if you have included the Cruise cover add-on to your plan. Other policy benefits can include protection against lost or stolen luggage, travel delays and personal liability.
If you are a frequent traveller then you may want to consider a Domestic Annual Multi-Trip (AMT) policy. This option provides coverage for an unlimited number of domestic journeys within a 12-month period, as long as they are more than 250 km from your home and each individual trip does not exceed the maximum duration selected. You can choose the journey duration to be either 15 days or 30 days depending on what best suits your travel needs.
To purchase a Domestic AMT plan online, enter the dates of your first trip into our quote box to generate a free quote. You will then be able to view the price of an AMT policy as well as the cost of a Single Trip plan. Please note that you do not need to enter a 12-month date range into the quote box to get a price for an AMT policy. If you require assistance with setting up a policy, please call our customer service team on 1300 72 88 22.
If you would like to discuss your coverage options for your trip within Australia, give our customer service team a call on 1300 72 88 22. Make sure you also read the Product Disclosure Statement.