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Annual multi trip travel insurance

Affordable annual multi trip travel cover starts at just $198*

If you’re a frequent traveller and are planning to take several trips a year, Cover-More’s worldwide annual multi-trip travel insurance plans could save you time and money.

Buying an annual travel insurance policy is more convenient than taking out a new online holiday insurance policy for every trip! Plus, with Cover-More you can purchase just one annual insurance plan and travel as often as you’d like up to the duration you’ve selected, for as little as $198*.

Our annual multi trip travel insurance plans are flexible, too. Not all plans are the same, and Cover-More offers plans that give you coverage for trip durations of 30, 45 or 60 days— so you can choose the cover that’s best for you. Take your holidays with ease, knowing you have cover for unlimited trips up to the duration chosen over the next 12 months, as long as your destination is more than 250km from your home.

If you know you’ll be travelling internationally more than once this year, then the annual travel insurance plan may be right for you. Purchase your travel insurance online or give our team of annual multi-trip travel insurance experts a ring at 1300 72 88 22 to get a quote today.

And every Cover-More plan comes with our highly rated round-the-clock Emergency Assistance—we’re there when you need us, 24 hours a day, 7 days a week.

Our annual Premium Travel Insurance plan includes:

  • Unlimited number of journeys covered in a 12 month period, up to the duration selected
  • Excess options - The higher the excess the lower the premium
  • 15 day money back guarantee**
  • Overseas medical and dental
  • Lost luggage benefits
  • Rental car insurance excess
  • FREE Global SIM†

Get a quote today and join the 1.8 million Australians who travel every year with Cover-More.

(Are you after long stay travel insurance for 12 months of continuous coverage? You’ll need to buy a single trip insurance policy for 12 months.)

* Based on our Premium Annual Multi Trip policy, 30 day duration, Europe, France, 0-49 years, $250 excess.

** Money back guarantee available if you cancel your policy within 15 business days provided you have not travelled or made a claim or departed on your journey.

†Free Global SIM Card available to eligible Cover-More Travel Insurance holders who purchase an international Premium travel insurance policy at least 7 days prior to departure. This is a prepaid service. Handset must be unlocked for the Global SIM to work on your mobile. Network coverage is not available in all areas. Full terms and conditions, including rates and where you can use your SIM, are available at covermore.com.au/sim. Telecommunication services are provided by United Global SIM Ltd 1810796. Cover-More Insurance Services Pty. Ltd. (ABN 95 003 114 145) is not the provider of any Global SIM products or services, but may receive payments which are linked to customer usage and credit purchased.

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Our Products (Pds)


Cover-More’s Premium travel insurance plan includes comprehensive benefits to give you peace of mind during your international trips. Our Premium cover is available with both Single and Annual Multi Trip options.

Medical only

Our Medical Only plan includes unlimited overseas medical and dental cover for international travellers.


The Inbound plan is for non-Australians travelling to and within Australia.


Our Domestic travel insurance plan offers basic cover ideal for local travellers, available as both Single and Annual Multi Trip Domestic policies.

Domestic cancellation

Domestic Cancellation offers cover for travel amendments or cancellations and additional expenses at your chosen level.

Download the products Combined Financial Services Guide & Policy Disclosure Statement. For all policy purchases prior to 8 December 2015, please access our PDS page for more information.