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Travel Insurance Benefits for Destination Weddings

Interracial couple getting married

Make the big day one to remember – for the right reasons

Are you or your loved ones jetting off overseas or across Australia to get married? More and more couples are opting to tie the knot away from their local area, choosing to extend their wedding day into a holiday for the bridal party and guests.

Whether you’re headed for a dreamy destination overseas – such as Hawaii, Thailand, Bali, Fiji, or even Las Vegas – or a stunning location within Australia, it’s important to consider protecting your trip with wedding travel insurance benefits.

Travel insurance for destination weddings can help give you more than peace of mind on your big day – it can help protect your journey.

Keep reading to understand how our Cover-More wedding-related travel insurance benefits can help keep you focused on what matters most – celebrating with loved ones – whether you’re the bride, groom, or a wedding guest.

Ready to get a quote? You can generate a quote online now or call us on 1300 72 88 22 for more information.


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What is destination wedding travel insurance?

A wedding is often one of the biggest expenses a couple will encounter during their lifetime, which is why many choose to protect their big day with general wedding insurance. This general cover can help with costs related to wedding attire, vehicle hire, flowers, professional services, and more.

However, if you’re planning a destination wedding and want to get hitched without a hitch, wedding travel insurance cover may help provide extra cover beyond general wedding insurance.

Wedding travel insurance cover with cancellation benefits can help protect policyholders (whether they are part of the couple or a guest attending the destination wedding) from unexpected costs relating to pre-paid, unused, or non-refundable flights, accommodation, and tours. To make the most of cancellation and amendment benefits, it’s recommended travellers consider purchasing a travel insurance policy as soon as they book any elements of a destination wedding trip such as flights or accommodation.

Protecting your destination wedding trip with travel insurance means you can also travel with extra peace of mind knowing you’re protected from several other unexpected incidents, such as lost luggage, illness, stolen money, personal liability, and more.

Why do I need destination wedding travel insurance cover?

Travel insurance isn’t likely to be the first thing you think about when it comes to a destination wedding. If you’re the bride or groom, you’ll likely be focused on deciding where and when to get married; and if you’re a guest, you may be busy exploring the idea of turning the wedding weekend into a week-long holiday.

However, it’s important to consider protecting your destination wedding with travel insurance during the planning stages to help protect yourself from out-of-pocket expenses if something goes awry on your trip.

From cover for travel expenses related to the big day – such as flights and accommodation – to overseas medical cover should you become ill or injured at the destination, protecting your destination wedding trip with travel insurance can provide the support you need when you need it most.

Does Cover-More travel insurance offer destination wedding insurance benefits?

At Cover-More, we offer travel insurance plans with many benefits that are useful for a destination wedding, such as:

  • Wedding-related cancellation cover (available via our Domestic/International Comprehensive and Comprehensive+ Plans and Inbound Plan when you opt to include cancellation cover in your policy)
  • Luggage and travel documents cover
  • Delayed luggage allowance
  • Travel delays (if your flight is delayed by more than six hours)
  • Unlimited~ overseas medical expense cover (on international plans only)
  • 24/7 emergency assistance from our team of experts
  • …and more.

Note: our travel insurance isn’t general destination wedding insurance. Our benefits cannot cover the event itself or costs associated with the wedding event (e.g. wedding vehicle hire, professional services, reception venue hire, and catering costs). For this type of coverage, consider contacting wedding insurance providers in Australia or overseas wedding insurance providers in addition to protecting your destination wedding with travel insurance.

You can discover more travel insurance benefits here, or get a quote online if you’re ready to buy a policy.

Planning a honeymoon away from home, too? We can also help with that – find out more here.

Does Cover-More travel insurance cover luggage for my destination wedding?

We offer travel insurance plans that include luggage and travel documents benefits to provide cover for your personal items in the event of loss, theft, or damage. This can help ease the stress associated with planning or attending a destination wedding because it’s one thing less for you to worry about.

From smart phones and laptops to drones and jewellery, the cover amount and item limit for this benefit varies per plan, so we recommend you compare our plans to find the best coverage for your luggage items.

If you’re part of the couple getting married – or a close family member or part of the bridal party – we understand you may be travelling to the wedding destination with valuable items such as a wedding dress or wedding rings. When purchasing a Cover-More travel insurance policy, you have the option to increase your luggage item limits to protect high-value items.

Read more about our luggage cover – including how we can provide cover for emergency clothing and toiletries in case your luggage is delayed by a transport provided for more than 12 hours – visit our luggage cover page here.

Does Cover-More travel insurance cover wedding cancellation?

It’s not something anyone likes to think about, but in the event of wedding cancellation, our wedding travel insurance Cancellation Extensions benefit could help offer financial support.

If you’re a Domestic/International Comprehensive or Comprehensive+ policyholder with cancellation cover added to your policy, our Cancellation Extensions^ provide cover for a wedding-related trip cancellation.

We can provide cover for your prepaid, unused, non-refundable flights, accommodation, and tours as a policyholder if:

  • you’re the bride or groom and the wedding is cancelled because of a relationship breakdown
  • you’re part of the bridal party or an invited wedding guest and the wedding is called off
  • you are a close family member (who’s not invited to the wedding) but are travelling to the wedding for the purpose of babysitting a minor
  • the start of your pre-booked outward journey was delayed by your transport provider for more than 24 hours, which means you wouldn’t make it to the wedding in time and you abandon the trip

For more information on this benefit and any supporting evidence required in the event of a claim, please refer to the PDS.

Note: it’s important to understand that as a travel insurance provider, we will not cover costs associated with the wedding event, such as wedding attire, vehicle hire, professional services, reception fees or catering.


 Ready to commit to destination wedding travel insurance cover?

See how we can provide peace of mind for wedding trips.


~ Cover will not exceed 12 months from onset of the illness, condition, or injury.>br> ^Cover chosen applies per policy. Sub-limits apply to the Cancellation Extensions.