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Adventure sports travel insurance

Some other travellers are content to sit on the beach or take a sightseeing tour. Not you. You’re an adventure traveller and your holidays can include anything from parasailing to bungee jumping, jet skiing and surfing.

As a high-octane traveller, it isn’t hard to realise the value of having a travel insurance policy that covers your planned activities during your holiday.

Cover-More is ready for you. We love to travel too, and our travel insurance policies cover a long list of adventure sports activities at no extra cost to you. See our long list that includes activities found in many adventure travel packages like snorkelling, flying fox, kayaking, and horseback riding.

For a small additional premium, you can get coverage for other exciting activities like motorcycle and moped riding, snow skiing and snowmobiling so you won’t be held back on your next adventure travel tour.

Best of all, every Cover-More policy comes with a full range of benefits, including 24/7 emergency assistance, overseas medical and dental expenses cover, lost baggage and so much more! Compare our plans to find the level of cover that’s best for your holiday.

No matter what activity you choose, be sure to read the complete wording in our Product Disclosure Statements for the full details of what is—and what isn’t—included in our adventure sports activities.

Get a quote on adventure travel insurance today and find out how affordable it can be!

Adventure sports activities included at no extra cost

  • Abseiling
  • Archery
  • Black Water Rafting / Cave Tubing
    • Included - if just participating for one or two hours with an organised guided tour.
  • Bungee Jumping
  • Canyoning (known in the U.S. as canyoneering)
  • Caving
    • Included - if just participating for one or two hours with an organised guided tour.
  • Dancing
  • Dog Sledding
    • Included - if just participating for one or two hours with an organised guided tour.
  • Fencing
    • Included - provided wearing standard protective clothing.
  • Fishing
    • Included - provided not fishing in international waters.
  • Football
  • Flying Fox (known in the U.S. as zip lines)
  • Glacier Walking
    • Included - if just participating for one or two hours with an organised guided tour.
  • Horse Riding
    • Included - only whilst leisure riding such as on a trail or through a stable. No cover for racing, hunting or polo playing.
  • Hot Air Ballooning
  • Hydro Speed
  • Ice Fishing
  • Ice Hockey
  • Jet Boating
  • Jet Skiing
    • Included - provided not racing/competing
  • Kayaking
    • Included - provided not travelling in international waters (e.g. kayaking from one country to another country).
  • Kite Surfing
  • Mountain Biking
    • Included - if wearing a helmet. Not covered - for racing/competing.
  • Paragliding
  • Parachuting
  • Parasailing
  • Sailing
    • Included - provided not travelling in international waters in a private sailing vessel or a privately registered vessel
  • Sea Kayaking
    • Included - provided not travelling in international waters (e.g. kayaking from one country to another country)
  • Scuba Diving
    • Included - provided that you hold an Open Water Diving Certificate or are diving with a qualified diving instructor.
  • Sky Diving
  • Snorkelling
  • Surfing
    • Included - The surfboard itself is not covered unless lost, stolen or damaged whilst in the custody of a Transport provider
  • Trekking
    • Included - provided not using ropes or other mountaineering equipment (which would become mountaineering/rock climbing).
  • Tuk-tuk
    • Included - provided it is being used as a mode of public transport and not driven by the insured.
  • Wake Boarding
  • Water Skiing
  • White Water Rafting
  • Windsurfing
  • Wrestling

Coverage at an additional premium

Motorcycle/Moped Riding

  • Covered - at extra cost subject to the conditions below. If you wish to be covered to ride a motorcycle or moped, as the driver or pillion passenger during your journey, you must pay an extra premium. You will only be covered if:

    - The engine capacity is 200cc or less

    - You are wearing a helmet

    - You are not participating in a professional capacity

    - You are not racing

    - Whilst in control of a motorcycle/moped, you hold a licence valid in the relevant country

    Please note: no cover will apply under the Personal Liability section.

Snow skiing, snowboarding and snowmobiling

  • Covered - at extra cost subject to the conditions below. Even if you pay the extra premium you will not be covered if:

    - You are skiing or snowboarding off-piste;

    - You are racing; or

    - You are participating in a professional capacity.

    Please note: no cover will apply under the Personal Liability section.

No matter what activity you choose, be sure to read the complete wording in our Product Disclosure Statement for details of any exclusions that may apply.

* Medical cover will not exceed 12 months from the onset of the injury or illness

Benefits Of Premium Cover

24/7 emergency assistance
$Unlimited medical expenses* for mishaps
Additional expenses for emergency transport if you get sick or injured


 
Covers activities from parasailing to bungee jumping, jet skiing to hot air ballooning and more.

 

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