Where are you travelling to?

• Enter or select every country you will be travelling to wherever possible.
• For each country you select, cover for travel to all other countries within that region is also included regardless of whether the countries are selected or not.

Stopping over somewhere?

• If you are stopping in a country for less than 72 hours, you do not need to enter or select that country.

What if you do not know every single country you will be travelling to?

• If you are not sure of all your destinations, select a region instead – cover then applies for travel to all countries within that region. You can also select “Worldwide”.
• If you are travelling inbound to Australia, you can only select “Inbound”, Single Trip option.

What about a cruise?

• In Australia (e.g. on the Murray River) or in Australian coastal waters (e.g. a Kimberley Cruise), please choose or enter "Australia".
• From a port in Australia to another port or ports in Australia without any stopover at a port outside of Australia (e.g. a “Sampler Cruise”, a cruise from Sydney to Brisbane), please choose or enter "Domestic Cruising".
• Overseas (e.g. a European river cruise, Caribbean cruise, or a cruise from Hong Kong to Sydney) or from a port in Australia to another port or ports outside Australia (e.g. Sydney to Singapore), please choose or enter the main area or destination/country based on where you will spend the most time on your trip.