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Travel insurance for your cruise

Why cover your cruise?

Medical costs onboard

When you book your cruise, you probably aren’t thinking about the medical facilities onboard. We hope you never have to use them, but if you do, know that you’ll be charged separately by the cruise line for those services. Then, if you have a condition serious enough to require evacuation, an air ambulance evacuation from the ship or back home to Australia can cost up to $85,000 – and that’s before the hospital bills.

Your luggage doesn’t arrive

Delayed luggage can become more than just an inconvenience on a cruise. If your bag is a few hours or even a day late catching up with you on your holiday, it’s often not a big drama. A few toiletry purchases at the gift shop and you can last until your bag arrives. However, if your ship sails before you get all your luggage back, it can make a huge difference to your cruise experience. Remember to check your policy limits and keep receipts to submit with your claim.

Unexpectedly, you can’t go on your cruise

For unforeseen circumstances beyond your control - like sudden illness or injury – travel insurance could help you recover your non-refundable pre-paid costs including pre-paid deposits.

Cover-More Premium travel insurance benefits

Cover-More policyholders enjoy these benefits:

  • Access to our 24-hour travel assistance experts who can help with referrals to medical providers and lost travel documents
  • Overseas medical cover
  • Easy online claims process

Get a quote on travel insurance for your cruise today. Just click on the Cruise option as you go through the quote process to include cruise travel insurance benefits.

* Item limits apply

^ Medical cover will not exceed 12 months from the onset of the injury or illness

Benefits On Premium Cover

24/7 emergency assistance
$6,000 luggage cover*

$Unlimited overseas medical expenses^ incurred on board, outside of Australian waters

Additional expenses for emergency transport if you get sick or injured


Customer Reviews

Hear stories from a number of Cover-More policy holders.
Cover-More reviews