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Medical Only Travel Insurance

Medical only travel cover: it can be a lifesaver

SmartTraveller says one of the most important things you need before an international trip is high-quality travel insurance. Medical only travel insurance provides essential assistance and financial protection if you fall ill or are injured during your trip abroad.

The new Medical Only plan is a stripped down version of our Essentials plan – offering cost effective medical cover to help you keep travelling.

If you aren’t looking for a comprehensive travel insurance plan for your next trip, a medical only plan can protect you while helping you stay on a budget. Get a quote on medical-only cover from Cover-More.

What’s included with Medical Only Travel Insurance

Medical Only Travel Insurance provides overseas emergency medical and dental cover while travelling. Note that this is an international-only plan.

Benefit DescriptionBenefit Level
(Per Covered Adult)
Overseas medical and dental*$Unlimited~#
Additional expenses*$Unlimited#
Personal liability$2,500,000

*Sub-limits apply. Please refer to the policy wording.

~Medical and dental cover will not exceed 12 months from onset of the illness, condition or injury.

#Reduced limits may apply for customers 70 years of age or over at the Relevant Time. Limits will be shown on the Certificate of Insurance.

For full details of terms and conditions, sub limits and exclusions that apply, please read the Product Disclosure Statement before purchasing this insurance product.

Just ask our customers: We’ve helped policyholders recover from serious injuries after a boat crash in Thailand, a bad fall in Fiji, a serious fracture in Poland and even dengue fever in Bali.

How to choose the right medical cover

We understand that your travel needs are unique, so we've provided several levels of medical cover to fit your circumstances—and your budget.

Our Medical Only plan provides just medical cover for international travel. If you only need overseas medical and personal liability cover, get a quote for Medical Only Travel Insurance.

With our Premium plan, you’ll get high-quality medical travel cover including emergency medical and dental benefits as well as important additions like lost luggage, trip delay and cancellation cover.

To select the right plan for your trip, consider your needs, compare our plans and get a quote on travel insurance that matches your travel plans and budget.

Get a quote for medical only travel insurance. Buy online or if you have questions, call to chat with Cover-More travel insurance experts about the importance of travel health insurance and your options: 1300 72 88 22.

Customer Reviews

Hear stories from a number of Cover-More policy holders.
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Our Products (Pds)


Cover-More’s Premium travel insurance plan includes comprehensive benefits to give you peace of mind during your international trips. Our Premium cover is available with both Single and Annual Multi Trip options.

Medical only

Our Medical Only plan includes unlimited overseas medical and dental cover for international travellers.


The Inbound plan is for non-Australians travelling to and within Australia.


Our Domestic plan offers basic cover ideal for local travellers, available as both Single and Annual Multi Trip Domestic policies.

Domestic cancellation

Domestic Cancellation offers cover for travel amendments or cancellations and additional expenses at your chosen level.

Download the products Combined Financial Services Guide & Policy Disclosure Statement. For all policy purchases prior to 8 December 2015, please access our PDS page for more information.